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348 Turtle Hill Road, Ludlow, VT, 05149

5beds
4baths
5,181sqft
$3,650,000
$704price/sqft
$25,233/moest. monthly cost
$1,009,320/yrincome needed

About This Home

Built over the course of two years and completed in 2023, this nearly new custom timberframe home showcases exceptional craftsmanship and fine attention to detail. Privately sited on over 13 acres, the property offers sweeping, panoramic views of southern Vermont's mountains and valleys; vistas that are truly second to none. The home's architectural highlights include hand-hewn Douglas fir beams with walnut pegs, a striking custom stone fireplace, Marvin windows, radiant heat, white oak flooring, a handcrafted maple staircase, and soaring 30-foot ceilings. Designed with comfort and entertaining in mind, the spacious interior offers an effortless flow and abundant natural light throughout. The gourmet kitchen is a cook's dream, featuring double ovens, an oversized granite island, and generous dining spaces that are perfect for intimate dinners or large gatherings. The thoughtful floor plan allows for excellent separation of space, ensuring privacy for both owners and guests. From the moment you step into this home, be it through the ski room or the front door, you are met with top notch quality and a fluid transition between the outside and indoor spaces. A true celebration of Vermont living, this home was built to enjoy for generations, to bring the outdoors in and offers warmth, light, and a connection to nature in every season. Come take a look at "The Barn"; you will not be disappointed!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Ludlow Elementary SchoolGrades PK-62.5 mi
7/10
Green Mountain Uhsd #35Grades 7-1210.3 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Poured Concrete
  • Roof: Metal,Standing Seam
  • Construction materials: Foam Insulation,Timber Frame,Wood Frame,Vertical Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Modern Architecture
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,ENERGY STAR Qualified Dishwasher,Disposal,ENERGY STAR Qualified Dryer,Microwave,Double Oven,Wall Oven,ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Washer,Warming Drawer,Water Heater
  • Laundry features: 2nd Floor Laundry,In Basement

Basement

  • Has basement: Yes
  • Basement: Climate Controlled,Concrete Floor,Finished,Full,Insulated,Interior Stairs,Storage Space,Walkout,Exterior Entry,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 3/4 bathrooms: 1

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Dining Area,Kitchen Island,Kitchen/Dining,Living/Dining,Primary BR w/ BA,Natural Light,Natural Woodwork,Soaking Tub,Walk-In Closet(s)
  • Window features: Window Treatments,ENERGY STAR Qualified Windows,Low Emissivity Windows
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,1 Fireplace
  • Fireplace: Yes
  • Finished area below ground: 1,296
  • Finished area above ground: 3,885

Heating & Cooling

  • Heating features: Radiant
  • Cooling features: None

Interior Area

  • Total structure area: 6,306
  • Total interior livable area: 5,181 sqft

Property

Details

  • Parcel number: 36311213871
  • Zoning description: residential
  • Other equipment: Standby Generator

Features

  • Levels: 3,Multi-Level,Tri-Level,Walkout Lower Level
  • Stories: 3
  • Patio & porch: Patio
  • Exterior features: Balcony,Garden
  • Has view: Yes
  • View description: Mountain(s)
  • Frontage length: Road frontage: 353

Lot

  • Lot size: 13.58 Acres
  • Features: Country Setting,Landscaped,Secluded,Ski Area,Trail/Near Trail,Wooded,Mountain,Near Golf Course,Near Shopping,Near Skiing,Near Snowmobile Trails,Rural

Parking

  • Total spaces: 3
  • Parking features: Crushed Stone,Auto Open,Direct Entry,Parking Spaces 1 - 10,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Vermont Counties

Flood
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $18,456$221,472
Home Insurance $1,130$13,560
Property Taxes $4,988$59,856
Electricity $659$7,909
Total$25,233$302,796

Income You'd Need if You Spent...

35% on housing$865,131/yr
40% on housing$756,990/yr
45% on housing$672,880/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.4%
4.4%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$704This listing

vs Other Active Listings

Avg $/sqft

ZIP 05149$414
Windsor County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 05149$307
Windsor County$247

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-07-02Listed for sale$3,650,000
2025-05-07Listing removed$3,650,000
2024-11-01Listed for sale$3,650,000

For Sale by Agent

AgentTeresa DiNapoli
BrokerageFour Seasons Sotheby's Int'l Realty

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