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1164 Ranch Marina Rd, Pell City, AL, 35128

3beds
4baths
2,875sqft
$499,000
$174price/sqft
$3,221/moest. monthly cost
$128,840/yrincome needed

About This Home

MOVE IN READY! LUXURY TOWNHOME, with a BREATHTAKING view of Logan Martin lake just come home and forget all your hard work. Sit on the balcony, with a spectacular view of the Lake, with a birds eye view. With this, 3 bedroom, 4 bathroom with a bedroom in the basement. You don't have to walk up or down the stairs, the Elevator will do it for you. On the main level, one bedroom has a full bath, a beautiful kitchen, living room and breakfast area, with plenty of windows. The Second level has 2 bedrooms, 2 full bathrooms, with the spacious Master bedroom that has its own balcony with a walk-in closet and gorgeous bathroom. With a full finished basement, including one room with a full bath and laundry room includes a Full Wet Bar, plus the Garage. THIS GATED COMMUNITY HAS A PRIVATE TENNIS COURT, PRIVATE PARK, AND A PRIVATE CLUB SWIMMING POOL. COME AND ENJOY TODAY!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

10/10
--
Duran SouthGrades 75.7 mi
4/10
Pell City High SchoolGrades 9-126.4 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Basement
  • Construction materials: Shingle Siding,Vinyl Siding,Stone

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Trash Compactor,Convection Oven,Disposal,Microwave,Electric Oven,Refrigerator,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Floor Drain,Sink,In Basement,Laundry Room,Yes

Basement

  • Area: 741

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Bath/Stubbed,Concrete

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: First

Features

  • Elevator,Recessed Lighting,Wet Bar,High Ceilings,Crown Molding,Smooth Ceilings,Linen Closet,Separate Shower,Double Vanity,Sitting Area in Master,Walk-In Closet(s)
  • Door features: French Doors
  • Window features: Bay Window(s)
  • Flooring: Hardwood,Tile
  • Attic: Pull Down Stairs,Yes
  • Finished area below ground: 741
  • Finished area above ground: 2,134

Heating & Cooling

  • Heating features: 3+ Systems (HEAT)
  • Cooling features: 3+ Systems (COOL)

Interior Area

  • Total interior livable area: 2,875 sqft

Kitchen

  • Features: Stone Counters
  • Level: First

Master Bathroom

  • Level: Second

Property

Details

  • Parcel number: 300305000201900
  • Attached to another structure: Yes
  • Special condition: N/A

Features

  • Levels: 2+ story
  • Pool features: Cleaning System,In Ground,Fenced,Community
  • Patio & porch: Covered,Patio,Porch,Covered (DECK),Deck
  • Exterior features: Balcony,Dock
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: No

Parking

  • Total spaces: 2
  • Parking features: Basement,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$261$3,132
Property Taxes $116$1,392
Electricity $321$3,860
Total$3,221$38,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,434/yr
40% on housing$96,630/yr
45% on housing$85,893/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 35128$191
St. Clair County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 35128$157
St. Clair County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2024-11-02Listed for sale$499,000

For Sale by Agent

AgentRana Sukar
BrokerageEdge Realty Group, LLC

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