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5894 Windmill St, Ocean Springs, MS, 39564

2beds
2baths
2,400sqft
$490,000
$204price/sqft
$3,621/moest. monthly cost
$144,840/yrincome needed

About This Home

Welcome to your private retreat in the sought-after Palmetto Pointe subdivision of Ocean Springs—where comfort, space, and style come together on a stunning one-acre lot. This beautifully designed 4-bedroom, 2-bath home features a spacious open-concept layout with a desirable split floor plan and a two-car garage. From the moment you step inside, you're greeted by elegant finishes including triple crown molding, chair rail detailing, and durable luxury vinyl flooring that flows seamlessly into a formal dining area—perfect for hosting. At the heart of the home, the gourmet kitchen is a true showstopper. It boasts double built-in ovens, a sleek electric cooktop, drawer microwave, walk-in pantry, and an oversized breakfast bar. Crisp white cabinetry, granite countertops, and stainless steel appliances complete this inviting space, ideal for both everyday living and entertaining. The primary suite offers a peaceful escape with a spa-inspired bathroom featuring dual vanities with a dedicated seating area, a tiled walk-in shower, a soaking tub, and an impressive custom walk-in closet. Step outside to enjoy your own backyard oasis. The covered porch and fully equipped outdoor kitchen—with built-in gas grill, sink, and refrigerator—create the perfect setting for gatherings. The fully fenced property provides privacy while still offering serene, open views of the bayou. This home blends luxury, functionality, and outdoor living in one exceptional package. Schedule your private showing today and experience all it has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
9/10
10/10
Ocean Springs High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2021

Materials

  • Foundation: Chainwall,Slab
  • Roof: Asphalt
  • Construction materials: Brick,HardiPlank Type,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Electric Cooktop,Electric Water Heater,ENERGY STAR Qualified Appliances,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Refrigerator,Ice Maker,Microwave,Stainless Steel Appliance(s),Vented Exhaust Fan
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bar,Bookcases,Built-in Features,Ceiling Fan(s),Crown Molding,Double Vanity,Granite Counters,High Ceilings,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Recessed Lighting,Smart Thermostat,Soaking Tub,Tray Ceiling(s),Walk-In Closet(s),Breakfast Bar
  • Door features: Dead Bolt Lock(s)
  • Window features: Blinds,Double Pane Windows
  • Flooring: Vinyl,Carpet,Ceramic Tile
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,ENERGY STAR Qualified Equipment,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air,ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Property

Details

  • Parcel number: 06115383.00
  • Zoning description: Single Family Residence
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Brick,Porch,Rear Porch
  • Exterior features: Built-in Barbecue,Outdoor Grill,Outdoor Kitchen,Private Entrance,Private Yard
  • Fencing: Back Yard,Gate,Wood,Fenced
  • On waterfront: Yes
  • Waterfront features: Bayou

Lot

  • Lot size: 1.02 Acres
  • Features: Cleared,Cul-De-Sac,Front Yard

Parking

  • Total spaces: 6
  • Parking features: Attached Carport,Driveway,Garage Door Opener,Garage Faces Front,Private,Direct Access,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 6
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Jackson County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$648$7,776
Property Taxes $273$3,276
Electricity $223$2,677
Total$3,621$43,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,148/yr
40% on housing$108,630/yr
45% on housing$96,560/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 39564$165
Jackson County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 39564$152
Jackson County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$495,000
2025-06-06Listing removed$495,000
2025-04-10Listed for sale$495,000
2024-12-19Listing removed$495,000
2024-11-02Listed for sale$495,000

For Sale by Agent

AgentMesha Dock
BrokerageCrescent Sotheby's International

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