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26908 State Road 2 Hwy, South Bend, IN, 46619

5beds
2baths
2,952sqft
$399,900
$135price/sqft
$2,869/moest. monthly cost
$114,760/yrincome needed

About This Home

Beautifully updated and move-in ready, this spacious two-story home offers the perfect blend of comfort, functionality, and country charm. Featuring 5 bedrooms and 2 full baths, with three bedrooms conveniently located on the main level, this home provides flexible living for a variety of needs. Step inside to find beautiful hardwood floors throughout the main level, complemented by new carpet throughout the rest of the home. The living room is warm and inviting, filled with ample natural sunlight and centered around a cozy fireplace flanked by built-ins, creating a perfect space for relaxing or entertaining. The kitchen is well-appointed with stainless steel appliances, an abundance of cabinetry, and convenient breakfast bar seating, making it both stylish and functional. Additional living space can be found in the finished basement, while the sunroom offers a bright retreat to enjoy year-round. A versatile loft area provides even more options for a home office or a playroom. The home features a durable metal roof and includes an attached 2-car garage for everyday convenience. Situated on 1.87 acres, the property offers plenty of room to roam, along with an impressive 44 x 41 pole barn with a large loft that is ideal for storage, hobbies, or workshop use. This property truly has it all, offering modern updates, generous living space, and exceptional outbuildings in a peaceful setting. So don't wait - schedule your showing today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Wilson Primary CenterGrades PK-53.0 mi
4/10
2/10
Washington High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 1947

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Electric Range,Electric Water Heater,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Concrete,Sump Pump

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Breakfast Bar,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Other
  • Fireplace: Yes
  • Finished area below ground: 624
  • Finished area above ground: 2,328

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,492
  • Total interior livable area: 2,952 sqft

Property

Details

  • Parcel number: 710711301001.000029
  • Other equipment: Sump Pump

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Workshop

Lot

  • Lot size: 1.88 Acres
  • Features: Rolling Slope,0-2.9999
  • Lot size dimensions: 358x389

Parking

  • Total spaces: 2
  • Parking features: Attached,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$294$3,528
Property Taxes $283$3,396
Electricity $270$3,247
Total$2,869$34,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,365/yr
40% on housing$86,070/yr
45% on housing$76,506/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 46619$72
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46619$116
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Listed for sale$419,900
2020-08-27Sold$165,101

For Sale by Agent

AgentStephen C Smith, Irish Realty, Justin Frey, Irish Realty
BrokerageIrish Realty

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