




73 Fm 2031, Matagorda, TX, 77457
About This Home
Cute coastal cottage on ninety-four feet of waterfrontage. Vinyl bulkhead including a spacious fishing pier. Plenty of room to add boat lift if desired. Property has its own private well while utilizing beach road mud for sewer. The property is a cozy coastal cottage with a large bedroom with plenty of room for more than one bed as well as a living room that has a view of east bay through spacious sliding doors overlooking the Colorado River. View the fishing poles on the pier from the interior of the home. Walk outside on a deck that provides waterfront views galore! Fully furnished ready to enjoy or rent if you are looking for additional income. The area under the home provides shade with spacious area for chairs and picnic table for outdoor fun with family and friends. Come and view this waterfront property and all of its amenities! Another option is to move or sell the home and you could have one large spacious lot or divide into two lots. Options are available!
Getting Around
Schools
Construction
Condition
- Year built: 1998
Materials
- Foundation: Pillar/Post/Pier
- Roof: Metal
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Primary Bed - 1st Floor
Heating & Cooling
- Heating features: Electric
- Cooling features: Electric
Interior Area
- Total structure area: 770
- Total interior livable area: 770 sqft
Property
Details
- Parcel number: 31280
Features
- Stories: 1
- On waterfront: Yes
- Waterfront features: River Front
Lot
- Lot size: 4,094 sqft
- Features: Waterfront,0 Up To 1/4 Acre
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Cold Wave
- Drought
- Inland Flooding
- Lightning
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,270 | $27,240 |
| Home Insurance * | $86 | $1,032 |
| Property Taxes | $456 | $5,472 |
| Electricity | $238 | $2,859 |
| Total | $3,050 | $36,600 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-27 | Price change | $449,000 |
| 2025-12-15 | Price change | $480,000 |
| 2025-09-30 | Price change | $509,000 |
| 2025-09-29 | Pending sale | $519,000 |
| 2025-07-01 | Price change | $519,000 |
| 2025-02-17 | Price change | $559,000 |
| 2024-11-04 | Listed for sale | $575,000 |
