See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

278 Right Prong Rd, Ellenboro, NC, 28040

2beds
2baths
1,110sqft
$275,000
$248price/sqft
$1,811/moest. monthly cost
$72,440/yrincome needed

About This Home

MOVE-IN READY with all of the bells and whistles! Custom built 2024 cottage style waiting for you to call it home! Covered front porch welcomes you inside to a family room which features a FP/Electric and coffered ceilings. Open to the kitchen with locally custom made cabinets, quartz countertops, Samsung appliances, and a breakfast bar! Laundry/Mud room with pantry storage, and conveniently located to the back door. Split bedroom floor plan with the primary having a walk-in closet and primary full bath with shower only. Full bath in hall has tub/shower. 2nd. bedroom is a good size with a standard closet. Homes sits on .61 acres with a privacy fence on all 3 sides, new landscaping, concrete drive, single detached carport/12x20 with a storage building/8x12. Sellers have so many upgrades to this home, and ask your agent for the list. Schedule your showing soon!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

8/10
3/10
6/10

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Crawl Space
  • Construction materials: Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Electric Range,Electric Water Heater,Microwave,Refrigerator with Ice Maker
  • Laundry features: Electric Dryer Hookup,Mud Room,Laundry Room,Main Level,Washer Hookup

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Family Room

  • Features: Ceiling Fan(s),Coffered Ceiling(s),Open Floorplan
  • Level: Main

Features

  • Door features: Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Laminate
  • Fireplace features: Family Room
  • Finished area below ground: 0
  • Finished area above ground: 1,110

Heating & Cooling

  • Heating features: Heat Pump,Propane
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,110
  • Total interior livable area: 1,110 sqft

Kitchen

  • Features: Breakfast Bar
  • Level: Main

Laundry

  • Features: Built-in Features,Storage
  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s),Split BR Plan,Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 1653611
  • Zoning: RES
  • Special condition: Standard
  • Other equipment: Generator Hookup
  • Exclusions: W/D and Spectrum equipment

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch
  • Fencing: Back Yard,Fenced,Partial,Privacy,Wood

Lot

  • Lot size: 0.61 Acres
  • Features: Cleared,Level,Wooded

Parking

  • Total spaces: 1
  • Parking features: Detached Carport,Driveway
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Ice Storm
Lightning
Cold Wave
Drought
Hail
Inland Flooding
Tornado

FEMA Declared Disasters in Rutherford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$113$1,356
Property Taxes $108$1,296
Electricity $200$2,405
Total$1,811$21,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,091/yr
40% on housing$54,330/yr
45% on housing$48,293/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 28040$178
Rutherford County$228

vs Homes Sold Last Month

Median $/sqft

ZIP 28040$164
Rutherford County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$279,900
2026-04-25Price change$289,900
2026-03-23Listed for sale$295,000
2025-02-19Sold$270,000

For Sale by Agent

AgentJody Key
BrokeragePurple Martin Realty, Inc.

Similar Homes