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The Benson Ii Finchley Dr, Athens, AL, 35613

3beds
3baths
1,813sqft
$254,990
$141price/sqft
$1,759/moest. monthly cost
$70,360/yrincome needed

About This Home

Proposed Construction-10K YOUR WAY! A wide, light-filled entry welcomes you into the Benson II and leads to a connected living-dining-kitchen layout that spans the entire width of the home. Its well-designed kitchen maximizes efficiency with countertop workspace, a center island with sink, a pantry, and an optional planning desk. Upstairs you'll find the owner's ensuite with a spacious closet, two additional bedrooms, a bath with a conveniently located laundry room, and a loft with storage closet that can be optioned to a 4th bedroom.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
Johnson Elementary SchoolGrades PK-53.1 mi
6/10

Construction

Condition

  • Property condition: Proposed Construction

Materials

  • Foundation: Slab

Other

  • Builder name: SMITH DOUGLAS HOMES

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range

Bedroom

  • Features: 9’ Ceiling,Carpet,Smooth Ceiling
  • Level: Second
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Features: 9’ Ceiling,Carpet,Smooth Ceiling
  • Level: First
  • Area: 195

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 1,813 sqft

Kitchen

  • Features: 9’ Ceiling,Kitchen Island,Pantry,Recessed Lighting,Smooth Ceiling,Vinyl
  • Level: First
  • Area: 168

Loft

  • Features: 9’ Ceiling,Carpet,Smooth Ceiling
  • Level: Second
  • Area: 90

Master Bedroom

  • Features: 9’ Ceiling,Carpet,Smooth Ceiling,Walk-In Closet(s)
  • Level: Second
  • Area: 204

Property

Details

  • Parcel number: 0000000000000038

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Curb/Gutters

Lot

  • Lot size: 9,583 sqft

Parking

  • Parking features: Garage Faces Front,Garage-Two Car

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Earthquake
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance *$163$1,956
Property Taxes $67$804
Electricity $240$2,881
Total$1,759$21,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,308/yr
40% on housing$52,770/yr
45% on housing$46,906/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 11.6%
11.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 35613$170
Limestone County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 35613$167
Limestone County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-31Price change$254,990
2026-07-01Price change$251,900
2026-05-27Price change$250,900
2026-05-01Price change$260,900
2026-03-16Price change$258,900
2026-02-04Price change$256,900
2026-01-15Price change$255,900
2025-05-20Listed for sale$254,900
2025-03-21Listing removed$262,900
2025-01-31Price change$262,900
2025-01-07Price change$261,900
2024-10-01Price change$260,900
2024-08-09Price change$259,900
2024-04-02Listed for sale$274,900

For Sale by Agent

AgentTameka Goree
BrokerageSDH Alabama LLC

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