3407 Joseph St, Sturgis, SD, 57785
About This Home
Welcome to this beautifully crafted 2024 modern ranch-style home in Sturgis offering 1,716 square feet of thoughtfully designed single-level living. This spacious open floor plan features 3 bedrooms, 2 bathrooms, and a finished 3-car garage, combining comfort, functionality, and contemporary style throughout. The kitchen is designed to impress with 42-inch cabinetry, quartz countertops, gas range, under-cabinet lighting, a pantry, and seamless flow into the main living area highlighted by a cozy natural gas fireplace. The private primary suit offers a spa-like retreat with a deep soaker tub, separate tiled shower with rain head, and generous space to unwind. Additional features include an on-demand hot water heater, large laundry room with utility sink, and quality finishes throughout. Step outside to enjoy the covered Trex deck overlooking the fenced and professionally landscaped yard complete with sprinkler system - perfect for entertain or relaxing year-round. Modern convenience, elegant finishes, and low-maintenance living make this exceptional home move-in ready.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2024
Materials
- Roof: Composition
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven,Refrigerator
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Carpet,Laminate,Linoleum / Vinyl
- Fireplace: Yes
Interior Area
- Total interior livable area: 1,716 sqft
Property
Details
- Parcel number: 01490235
Features
- Exterior features: Other,Stone,Vinyl,Metal
- Has view: Yes
- View description: Mountain
Lot
- Lot size: 10,454 sqft
Parking
- Total spaces: 3
- Parking features: Garage - Attached,Off-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Wildfire
- Winter Weather
- Cold Wave
- Hail
- Lightning
- Strong Wind
- Ice Storm
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Meade County and South Dakota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,831 | $33,972 |
| Home Insurance | $361 | $4,332 |
| Property Taxes | $424 | $5,088 |
| Electricity | $146 | $1,755 |
| Total | $3,762 | $45,144 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-09 | Listed for sale | $559,900 |
| 2024-10-25 | Sold | $529,900 |
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