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206 Martin Luther King Jr Rd, Natchez, MS, 39120

5beds
6baths
6,820sqft
$675,000
$99price/sqft
$5,142/moest. monthly cost
$205,680/yrincome needed

About This Home

Plantation style built 1870 in Natchez historic district, 3 level center hall 4 x 4, formal and informal living areas, all bdrms ensuite baths, master suite on main level, 3 cent HVAC, heart pine floors, 12' ceilings, kitchen/family rm with bar & working gas fireplace, in-law apt with separate entrance, game rm, in-door shop, 2 rear covered gallaries, courtyard with fountain & sprinkler system, lot fenced with electric gate, & B&B licensed. This property has it all. Six blocks to the river & 1 1/2 blocks to downtown. Two car garage with attached 2 1/2 car carport. Main level -parlor, informal lv rm, dn. rm, kit/fm. rm, mst. suite, pwd. rm. Upper level - 3 ensuite guest rms, office Lower level - in-law apt, game rm, work shop

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

3/10
--
5/10
Natchez High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1870

Materials

  • Foundation: Slab
  • Roof: Metal,Shingle
  • Construction materials: Vinyl,Brick,Masonry,Siding,Solid Masonry,Stucco,Plaster

Type & Style

  • Home type: SingleFamily
  • Architectural style: Greek Revival
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Refrigerator,Convection Oven,Cooktop,Dishwasher,Disposal,Double Oven,Dryer,ENERGY STAR Qualified Appliances,ENERGY STAR Qualified Dryer,ENERGY STAR Qualified Freezer,ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Washer,Freezer,Gas Cooktop,Gas Water Heater,Ice Maker,Refrigerator,Self Cleaning Oven,Stainless Steel Appliance(s),Washer,Washer/Dryer,Wine Cooler
  • Laundry features: Gas Dryer Hookup,Inside,Laundry Room,Main Level,Sink,Washer Hookup

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Bar,Bookcases,Ceiling Fan(s),Crown Molding,Double Vanity,Dry Bar,Entrance Foyer,Granite Counters,High Ceilings,High Speed Internet,In-Law Floorplan,Kitchen Island,Natural Woodwork,Primary Downstairs,Recessed Lighting,Smart Thermostat,Storage,Walk-In Closet(s)
  • Door features: Dead Bolt Lock(s),Pocket
  • Window features: Drapes,Window Treatments
  • Flooring: Carpet,Ceramic Tile,Hardwood,Laminate,Wood
  • Fireplace features: Bedroom,Decorative,Den,Dining Room,Gas Log,Insert,Kitchen,Living Room,Ventless
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s),Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Gas,Multi Units

Interior Area

  • Total structure area: 6,820
  • Total interior livable area: 6,820 sqft

Property

Details

  • Parcel number: 411114b24
  • Zoning description: General Residential

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Deck,Front Porch,Rear Porch
  • Exterior features: Balcony,Courtyard,Gas Grill,Lighting,Outdoor Grill,Private Entrance,Private Yard,Rain Gutters
  • Fencing: Back Yard,Brick,Front Yard,Gate,Wood,Wrought Iron,Full,Fenced

Lot

  • Lot size: 0.27 Acres
  • Features: City Lot,Front Yard,Landscaped,Sprinklers In Rear
  • Lot size dimensions: 79 x 152

Parking

  • Total spaces: 4
  • Parking features: Carport,Detached Carport,Electric Gate,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Adams County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$809$9,708
Property Taxes $286$3,432
Electricity $634$7,609
Total$5,142$61,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,297/yr
40% on housing$154,260/yr
45% on housing$137,120/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 39120$115
Adams County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 39120$120
Adams County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-12Price change$675,000
2025-10-28Price change$699,000
2025-08-18Price change$867,000
2025-06-03Price change$725,000
2025-04-04Price change$799,000
2024-11-11Listed for sale$867,000

For Sale by Agent

AgentDes Crain
BrokerageCrescent Sotheby's International Realty

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