8 Gardiner Street, Amsterdam, NY, 12010
About This Home
This fully renovated six-family property is a standout investment, generating $90,000 annually in profit. The building has been updated from top to bottom, featuring modern flooring, updated kitchens, and refreshed bathrooms throughout. Ideally situated near dining, shopping, the train station, and hospital offering both convenience and comfort. Whether you're expanding an existing portfolio or entering the market for the first time, this is a turnkey opportunity you won't want to miss.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Construction materials: Brick
Type & Style
- Home type: MultiFamily
- Architectural style: Other
- Property subType: Multi Family
Interior
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 15
- Bathrooms: 6
- Full bathrooms: 6
Features
- Finished area below ground: 0
- Finished area above ground: 4,872
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 4,872
- Total interior livable area: 4,872 sqft
Property
Details
- Parcel number: 270100 39.73147
- Special condition: Standard
Features
- Patio & porch: Rear Porch,Front Porch
- Exterior features: None
Lot
- Lot size: 4,791 sqft
Parking
- Total spaces: 6
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Montgomery County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,261 | $39,132 |
| Home Insurance * | $301 | $3,612 |
| Property Taxes | $1,155 | $13,860 |
| Electricity | $805 | $9,661 |
| Total | $5,522 | $66,264 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-24 | Listed for sale | $645,000 |
View on Zillow