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992 Mallard Ln, Belle Plaine, MN, 56011

3beds
2baths
1,604sqft
$437,900
$273price/sqft
$3,034/moest. monthly cost
$121,360/yrincome needed

About This Home

Welcome to the Clearwater! This model features an open floor plan with lots of natural light. On the main floor is a large family room, dining area and kitchen with a center island/breakfast bar. Heading down the hallway from the kitchen leads you to 2 bedrooms and 2 bathrooms with the primary suite having a private 3/4 bath and walk-in closet. The Clearwater also includes a roomy front entry from the porch with a nice closet and the 3rd bedroom. The convenient 3 car garage enters into the laundry room with a closet for all your items! Make your preferred selections for your new home at our design center. We are happy to provide info on other lots and models available!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
6/10

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Age 8 Years or Less,Asphalt

Other

  • Builder name: WEST BEND CONSTRUCTION LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Main Level,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Drain Tiled,Sump Pump,Unfinished

Bedroom

  • Level: Main
  • Area: 156
  • Dimensions: 12x13

Bedroom2

  • Level: Main
  • Area: 156
  • Dimensions: 12x13

Bedroom3

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,604

Foyer

  • Level: Main
  • Area: 68
  • Dimensions: 4x17

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,126
  • Total interior livable area: 1,604 sqft

Kitchen

  • Level: Main
  • Area: 182
  • Dimensions: 13x14

Laundry

  • Level: Main
  • Area: 36
  • Dimensions: 6x6

Porch

  • Level: Main
  • Area: 30
  • Dimensions: 6x5

Primary Bathroom

  • Level: Main
  • Area: 65
  • Dimensions: 5x13

Walk In Closet

  • Level: Main
  • Area: 40
  • Dimensions: 5x8

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 201120060
  • Zoning description: Residential-Single Family
  • Foundation area: 1522

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch

Lot

  • Lot size: 0.28 Acres
  • Lot size dimensions: 13 x 80 x 163 x 39 x 24 x 150

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Tornado
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Scott County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,214$26,568
Home Insurance *$304$3,648
Property Taxes $346$4,152
Electricity $170$2,050
Total$3,034$36,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,022/yr
40% on housing$91,020/yr
45% on housing$80,906/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 56011$145
Scott County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 56011$160
Scott County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-01Listed for sale$437,900

For Sale by Agent

AgentDaniel K Schmitt
BrokerageKeller Williams Realty Integrity Lakes

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