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282 Swinson Drive, Dudley, NC, 28333

3beds
3baths
1,598sqft
$269,900
$169price/sqft
$1,860/moest. monthly cost
$74,400/yrincome needed

About This Home

Affordable ~ Easy Commute ~ Must See! This 3 br 2 ba home with an attached single garage situated on a quaint county lot. This home features a spacious living room, wonderful kitchen with an adjoining dining area, as well a full pantry. Upstairs master suite with a WIC and an adjoining bath that includes a double vanity and a separate soaking tub and shower. 2 gracious alternate bedrooms. Exterior amenities include a rear grilling patio and a privacy fenced back yard. Don't miss out on this wonderful opportunity.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
2/10
9/10
Carver Elementary SchoolGrades PK-44.1 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Built-In Microwave,Dishwasher
  • Laundry features: Laundry Room

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom3

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-in Closet(s),Ceiling Fan(s),Pantry,Eat-in Kitchen,Walk-In Closet(s)
  • Flooring: LVT/LVP,Carpet
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,598
  • Total interior livable area: 1,598 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 2585102379
  • Zoning: RA-20
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Patio
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 1400 - 1599

Lot

  • Lot size: 0.46 Acres
  • Features: Level
  • Lot size dimensions: 100 x 200

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Cold Wave
Drought
Heat Wave

FEMA Declared Disasters in Wayne County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$158$1,896
Property Taxes $138$1,656
Electricity $200$2,405
Total$1,860$22,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,771/yr
40% on housing$55,800/yr
45% on housing$49,600/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 28333$88
Wayne County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 28333$193
Wayne County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-23Listed for sale$269,900
2024-12-13Sold$254,900
2024-11-17Pending sale$254,900
2024-11-16Contingent$254,900
2024-11-14Listed for sale$254,900

For Sale by Agent

AgentJeri Lynn Coker
BrokerageBerkshire Hathaway Home Services McMillen & Associates Realty

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