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11246 Bartrams Way, Charlotte, NC, 28278

3beds
3baths
1,977sqft
$360,000
$182price/sqft
$2,365/moest. monthly cost
$94,600/yrincome needed

About This Home

**Back on market at no fault of seller** A Tranquil Retreat with Direct Access to Nature. Situated in Southwest Charlotte, just moments from the scenic Lake Wylie area, this home offers a unique blend of privacy and convenience. The property backs up to a quiet road, with nothing but trees on the other side, creating a peaceful, natural buffer between you and the world. Enjoy the serenity of your surroundings while still being close to all the amenities you need. Outdoor enthusiasts will appreciate the close proximity to waterfront activities, walking trails, and parks. Whether it’s boating on Lake Wylie, enjoying a round of golf, or hiking through nearby green spaces, recreation is just around the corner. Shopping, dining, and everyday essentials are all within reach, and with major commuter routes, Charlotte Douglas International Airport, and Uptown Charlotte just a short drive away, you can easily stay connected to the city while enjoying the calm of this retreat-like location. Located in the highly sought-after Palisades area, this home benefits from access to thoughtfully designed neighborhoods and amenities that foster a sense of community. But what truly sets this property apart is its location, a tranquil haven that feels far removed from the hustle and bustle, yet remains conveniently close to everything. With ongoing growth and development in Southwest Charlotte, this area promises lasting appeal for both lifestyle and long-term value. If you’re looking for a home that combines natural beauty, outdoor recreation, and easy city access, this property is a must-see. Schedule a private showing today to experience it for yourself! ***Approved Short Sale***

Getting Around

17
WalkingCar-Dependent
19
TransitMinimal Transit
1
BikeSomewhat Bikeable

Schools

8/10
1/10
Southwest Middle SchoolGrades 6-81.0 mi
8/10
Palisades High SchoolGrades 9-111.0 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Construction materials: Stone Veneer,Vinyl

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Microwave,Refrigerator
  • Laundry features: Laundry Room,Upper Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: Main

Features

  • Breakfast Bar,Kitchen Island,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: Family Room
  • Finished area below ground: 0
  • Finished area above ground: 1,977

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,977
  • Total interior livable area: 1,977 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 19901938
  • Zoning: R-8MF(CD)
  • Special condition: Short Sale Subject to Approval

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Patio,Other
  • Exterior features: In-Ground Irrigation
  • Fencing: Privacy

Lot

  • Lot size: 0.08 Acres
  • Features: Level

Parking

  • Total spaces: 4
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$108$1,296
Property Taxes $237$2,844
Electricity $200$2,405
Total$2,365$28,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,085/yr
40% on housing$70,950/yr
45% on housing$63,066/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 28278$226
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28278$214
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-04Listed for sale$385,000
2026-01-13Listing removed$410,000
2025-10-13Price change$410,000
2025-09-06Listed for sale$420,000
2025-08-21Listing removed$407,000
2025-08-06Price change$407,000
2025-07-11Price change$415,000
2025-06-20Listed for sale$423,000
2024-01-29Sold$401,000

For Sale by Agent

AgentKristen Bernard
BrokerageKeller Williams South Park

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