251 Mosaic Dr #39, Pt Saint Joe, FL, 32456
About This Home
EXCLUSIVE OPPORTUNITY TO OWN A LOW MAINTENANCE COASTAL VILLA IN THE HEART OF PORT ST JOE! This home & lot package features the 3BR/2BA floorplan with an expansive social space, open-concept kitchen/dining area, attached two car garage & spacious porches for entertaining & relaxing in the warm Florida breeze. Smartly designed, these roomy villas are rich with natural light & quality finishes. Amenities include a community pool & private pickleball courts. Conveniently located just a short golf-cart ride to beautiful downtown Port St. Joe, explore the shops, restaurants, live music & entertainment of the Forgotten Coast or spend the day on the pristine waters of St. Joseph Bay; fishing, scalloping, paddle-boarding & kayaking. Become a VIP today! Call for a showing & tour of the area.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2024
Materials
- Foundation: Slab
Type & Style
- Home type: MultiFamily
- Architectural style: Duplex
- Property subType: Duplex,Multi Family
Interior
Appliances
- Appliances included: Gas Oven
Bedroom
- Level: First
- Dimensions: 12 x 12
Bedroom
- Level: First
- Dimensions: 11 x 13
Bedroom
- Level: First
- Dimensions: 14 x 15
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Heating features: Central,Electric
Interior Area
- Total structure area: 1,566
- Total interior livable area: 1,566 sqft
Property
Details
- Parcel number: 03037096R
- Attached to another structure: Yes
- Zoning description: City
Features
- Pool features: Community
Lot
- Lot size: 3,920 sqft
- Features: Paved
- Lot size dimensions: IRR
Parking
- Total spaces: 4
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Gulf County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,567 | $18,804 |
| Home Insurance * | $136 | $1,632 |
| Property Taxes | $121 | $1,452 |
| Electricity | $197 | $2,366 |
| Total | $2,021 | $24,252 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-01 | Price change | $309,900 |
| 2026-01-21 | Price change | $329,900 |
| 2024-11-15 | Listed for sale | $354,900 |
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