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721 Pack Lane, Lampe, MO, 65681

1beds
2baths
1,160sqft
$272,400
$235price/sqft
$1,757/moest. monthly cost
$70,280/yrincome needed

About This Home

Charming Lakefront Retreat -- Ready for Your Finishing Touches!Embrace lakeside living with this incredible opportunity to complete your dream home, situated directly on the water with true lakefront access.Property Highlights:Main Level (ML): Features an open-concept living room, dining area, and kitchen, alongside a dedicated office area and a full bathroom. Enjoy outdoor living on the large wrap-around deck that overlooks the lake and extends around the entrance side.Upper Level (UL): Designed as one expansive, open-concept primary bedroom suite with the potential to easily add an en-suite bathroom.Lower Level (LL): Unfinished and full of potential, already laid out to accommodate a family area, one bedroom, and a completed full bathroom. A dedicated utility area can easily be walled off. Step right out from the lower level into the backyard.Exterior & Utilities: The sloping yard provides a scenic setting with direct access to the lake. Equipped with a private well and a top-of-the-line improved septic system. Plus, there is ample space and area on the property to build a detached garage.Bring your vision and tools--this house is ready for someone to come in and finish it into the ultimate lakeside sanctuary!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

9/10
6/10
Blue Eye Middle SchoolGrades 5-86.5 mi
8/10
Blue Eye High SchoolGrades 9-127.0 mi

Construction

Condition

  • Year built: 2024

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Oven,Dryer,Washer,Refrigerator,Microwave
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Utility,Storage Space,Interior Entry,Unfinished,Exterior Entry,Bath/Stubbed,Full

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Window features: Double Pane Windows
  • Finished area below ground: 0
  • Finished area above ground: 1,160

Heating & Cooling

  • Heating features: Space Heater,Propane
  • Cooling features: Window Unit(s),Ceiling Fan(s)

Interior Area

  • Total structure area: 1,760
  • Total interior livable area: 1,160 sqft

Property

Details

  • Parcel number: 161.011000000009.008

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Fencing: None
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake

Lot

  • Lot size: 0.31 Acres
  • Lot size dimensions: 110 x 132

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Heat Wave
Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Landslide

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,377$16,524
Home Insurance *$140$1,680
Property Taxes $99$1,188
Electricity $141$1,693
Total$1,757$21,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,240/yr
40% on housing$52,710/yr
45% on housing$46,853/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 65681$135
Stone County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 65681
Stone County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$272,400

For Sale by Agent

AgentKathy J Clark
BrokerageTable Rock Sunset Properties

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