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55 Kearney Lane, Reeds Spring, MO, 65737

3beds
3baths
1,484sqft
$274,900
$185price/sqft
$1,768/moest. monthly cost
$70,720/yrincome needed

About This Home

Welcome to your springtime retreat at #tablerocklake, where fresh blooms, gentle breezes, and sparkling water views set the tone for relaxed lake living. Nestled on 3.5 acres, this property offers the perfect blend of convenience and peaceful seclusion...just minutes from shopping, dining, and medical services, yet it feels like your own private countryside escape.Have your own episode of Fixer to Fabulous on this delightful home...seller has simply run out of steam, creating the perfect opportunity for you to step in and customize the finishing touches exactly how you want.The home features low-maintenance siding and a durable metal roof, offering a solid exterior foundation for easy living year-round. Inside, you'll find a spacious 2-bedroom, 2-bath layout with warm wood accents that create a cozy, inviting atmosphere. Large windows frame sweeping mountain views with peeks of the lake, bringing the beauty of the outdoors in.A 2-car garage provides ample storage, while the attached studio living quarters with a half bath offer flexible space for guests, hobbies, or your own private 'timeout terrace.'Springtime at Table Rock Lake is something special...dogwoods in bloom, mornings on the porch with coffee, and afternoons spent enjoying the water. Located just a short drive from Port of Kimberling Marina, you'll have easy access to boating, fishing, and all the lake life has to offer.For boating enthusiasts, a 3rd party 10x24 or 10x28 boat slip is available nearby for an additional fee (while supplies last just down OO hwy @ OO-9 & OO-10), or the incredible Ance Creek Recreation area with campground & massive boat launch, making it even easier to get out and enjoy the water.Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this property captures the charm and potential of lake living in every season.Home is ready for your vision and will need flooring and HVAC, making it an ideal project for the s

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

8/10
3/10
5/10
Reeds Spring High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Microwave
  • Laundry features: Main Level,W/D Hookup

Bathroom Full

  • Area: 81.61
  • Dimensions: 7.9 x 10.33

Bathroom Full

  • Area: 59.96
  • Dimensions: 11.25 x 5.33

Bedroom1

  • Area: 200.31
  • Dimensions: 14.75 x 13.58

Bedroom2

  • Area: 223.29
  • Dimensions: 17.75 x 12.58

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Entry Hall

  • Area: 53.63
  • Dimensions: 3.9 x 13.75

Features

  • High Speed Internet,Laminate Counters
  • Flooring: See Remarks,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,484

Garage

  • Area: 540.76
  • Dimensions: 24.58 x 22

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 1,484
  • Total interior livable area: 1,484 sqft

Kitchen

  • Area: 150.77
  • Dimensions: 14.17 x 10.64

Living Room

  • Area: 368.91
  • Dimensions: 26.83 x 13.75

Other

  • Area: 13.28
  • Dimensions: 4.83 x 2.75

Other

  • Area: 266.52
  • Dimensions: 12.17 x 21.9

Other

  • Area: 63.25
  • Dimensions: 5.5 x 11.5

Utility Room

  • Area: 88.09
  • Dimensions: 11.25 x 7.83

Property

Details

  • Parcel number: 118.028000000003.004

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Panoramic,Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water

Lot

  • Lot size: 3.50 Acres
  • Features: Acreage,Wooded/Cleared Combo,Other,Sloped,Level
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Storage,Paved,Oversized,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Ice Storm
Lightning
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding
Landslide
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$137$1,644
Property Taxes $100$1,200
Electricity $141$1,693
Total$1,768$21,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,617/yr
40% on housing$53,040/yr
45% on housing$47,146/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 65737$202
Stone County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 65737
Stone County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$274,900

For Sale by Agent

AgentAnn Ferguson
BrokerageKeller Williams Tri-Lakes

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