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428 Dover Ave, Charlotte, NC, 28209

4beds
4baths
2,963sqft
$1,599,999
$540price/sqft
$9,664/moest. monthly cost
$386,560/yrincome needed

About This Home

Brand new construction in heart of South End. Spacious 4 Bedroom / 3.5 Bathroom luxury townhome built within walking distance to all that LoSo and South End have to offer. Nestled away on a corner lot, this townhome offers both interior and exterior living at its finest. An open main level living area allows for a great setup for entertaining. Opening the doors to the front porch as well as the sliding door to the covered rear porch creates a wide open living experience both inside and out. Retreat to the Primary Bedroom to relax and cozy up next to the second fireplace as you unwind for the evening. All three spacious bedrooms, including the Primary Bedroom, have their own en suite bathrooms provide privacy for both family members and guests. A main level office/den, large pantry and extra closets provide extra space and storage to meet all types of needs. Two car garage, fenced in rear yard, landscaping along with an irrigation system. Turn-Key living at its finest.

Getting Around

55
WalkingSomewhat Walkable
46
TransitSome Transit
56
BikeBikeable

Schools

8/10
Dilworth ElementaryGrades 3-51.6 mi
4/10
Sedgefield MiddleGrades 6-80.7 mi
7/10
Myers Park HighGrades 9-122.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial

Other

  • Builder name: RAM Construction Inc.

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Bar Fridge,Dishwasher,Disposal,Exhaust Hood,Gas Oven,Gas Range,Microwave,Refrigerator
  • Laundry features: Inside,Third Level

Bathroom Full

  • Level: Lower

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Lower

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Family Room

  • Level: Main

Features

  • Fireplace features: Family Room,Primary Bedroom
  • Finished area below ground: 0
  • Finished area above ground: 2,963

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,856
  • Total interior livable area: 2,963 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Other

  • Level: Lower

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 14705415
  • Zoning: N1-B
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: Main
  • Patio & porch: Balcony,Covered
  • Fencing: Back Yard

Lot

  • Lot size: 0.10 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,090$97,080
Home Insurance *$380$4,560
Property Taxes $919$11,028
Electricity $275$3,311
Total$9,664$115,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$331,337/yr
40% on housing$289,920/yr
45% on housing$257,706/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$540This listing

vs Other Active Listings

Avg $/sqft

ZIP 28209$330
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28209$432
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$1,599,999
2026-07-05Listed for rent$6,500
2025-11-04Listing removed$1,499,999
2025-07-30Listed for sale$1,499,999
2025-05-29Listing removed$1,499,999
2025-03-02Listed for sale$1,499,999

New Construction

AgentDrew Patel
BrokerageRam Realty LLC

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