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84675 Lago Breeza Dr, Indio, CA, 92203

4beds
5baths
2,697sqft
$949,000
$352price/sqft
$7,020/moest. monthly cost
$280,800/yrincome needed

About This Home

Set within the highly desirable gated Terra Lago community, this modern lakefront residence offers a lifestyle centered around resort-style living, natural beauty, and everyday comfort. Spanning approximately 2,697 square feet, the home features 4 bedrooms and 4.5 bathrooms with a thoughtful layout that blends open-concept living with private retreats. Light-filled interiors and contemporary finishes create a warm yet refined atmosphere, while the main living areas flow seamlessly for both relaxed daily living and entertaining. Designed to take advantage of its scenic setting, the home offers inviting indoor-outdoor connections that complement the surrounding water and mountain views. The kitchen and living spaces serve as the heart of the home, offering a stylish and functional environment for gathering. Each bedroom is generously sized, including a well-appointed primary suite that provides a comfortable escape at the end of the day. Life in this community feels like a year-round getaway, with access to a 10,000-square-foot clubhouse featuring a fitness center, resort-style pool and spa, children’s wading pool and playground, billiards and game rooms, as well as meeting and banquet spaces. Residents also enjoy walking paths that wind around a 20-acre lake ideal for paddleboarding and kayaking, along with proximity to The Golf Club at Terra Lago, offering 36 holes of golf, a driving range, and practice facilities.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
Desert Ridge AcademyGrades 6-85.4 mi
6/10
Shadow Hills High SchoolGrades 9-125.2 mi

Construction

Condition

  • Property condition: Updated/Remodeled,Turnkey
  • Year built: 2021

Materials

  • Roof: Tile
  • Construction materials: Block,Drywall,Frame,Glass,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Gas Oven,Gas Range,Microwave,Refrigerator,Water Heater,Dryer,Washer
  • Laundry features: Laundry Room

Bathroom

  • Features: Bathroom Exhaust Fan,Bathtub,Dual Sinks,Quartz Counters,Remodeled,Soaking Tub,Tub Shower,Vanity,Walk-In Shower

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Tray Ceiling(s),Ceiling Fan(s),Separate/Formal Dining Room,Open Floorplan,Pantry,Quartz Counters,Recessed Lighting,Bedroom on Main Level
  • Door features: Sliding Doors
  • Window features: Blinds,Double Pane Windows,Screens,Skylight(s)
  • Flooring: Carpet,Tile
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,697 sqft

Kitchen

  • Features: Quartz Counters,Remodeled,Updated Kitchen,Utility Sink

Property

Details

  • Parcel number: 696100082
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Front
  • Pool features: Community,Association
  • Patio & porch: Front Porch,Open,Patio,Porch
  • Exterior features: Lighting
  • Has spa: Yes
  • Spa features: Community
  • Fencing: Block,Excellent Condition,Wrought Iron
  • Has view: Yes
  • View description: Mountain(s),Neighborhood,Pool,Trees/Woods

Lot

  • Lot size: 4,356 sqft
  • Features: 0-1 Unit/Acre,Back Yard,Desert Front,Front Yard,Lawn,Landscaped,Level,Paved,Rocks,Yard

Parking

  • Total spaces: 2
  • Parking features: Door-Single,Driveway,Garage Faces Front,Garage,Paved,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,798$57,576
Home Insurance *$278$3,336
Property Taxes $1,366$16,392
Electricity $578$6,940
Total$7,020$84,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$240,685/yr
40% on housing$210,600/yr
45% on housing$187,200/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$352This listing

vs Other Active Listings

Avg $/sqft

ZIP 92203$212
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92203$283
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-19Listed for sale$949,000
2022-08-16Sold$913,500

For Sale by Agent

AgentSergei Hovsepyan
BrokerageReal Brokerage Technologies, Inc.

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