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105 Marjo Dr, Tower, MN, 55790

3beds
2baths
1,792sqft
$699,000
$390price/sqft
$4,478/moest. monthly cost
$179,120/yrincome needed

About This Home

Escape to your dream retreat in this beautifully designed home inspired by Norwegian architecture. Nestled in the picturesque Village at Vermilion, this 3-bedroom, plus loft, 2 bath home with sauna features eco-friendly design. Enjoy sustainable living with solar-generated heating and domestic water. Quality Construction adorned with stunning spruce siding and high-efficiency windows, ensuring comfort and energy savings. Natural aesthetics boasts elegant pine paneling, creating a warm and inviting atmosphere. Available reduced boat and ATV rentals and membership options w/Your Boat Club Marina located minutes away. HOA includes landscape maintenance and plowing. Whether you seek a peaceful getaway or a family home, this cottage offers the perfect blend of modern convenience and rustic charm. Don't miss out on this unique opportunity! PREORDER NOW!

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

5/10
6/10
Northeast Range SecondaryGrades 7-1216.9 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2024

Materials

  • Roof: Metal
  • Construction materials: Wood,Frame/Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater-Electric,Dishwasher,Dryer,Range,Refrigerator,Washer
  • Laundry features: Dryer Hook-Ups,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: N/A

Bedroom

  • Level: Main
  • Area: 90
  • Dimensions: 9 x 10

Bedroom

  • Level: Main
  • Area: 84
  • Dimensions: 8.4 x 10

Bedroom

  • Level: Main
  • Area: 150
  • Dimensions: 10 x 15

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • 3/4 bathrooms: 2
  • Main level bedrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,792

Heating & Cooling

  • Heating features: In Floor Heat,Hot Water
  • Cooling features: Ductless

Interior Area

  • Total interior livable area: 1,792 sqft

Living Room

  • Level: Main
  • Area: 306
  • Dimensions: 17 x 18

Loft

  • Level: Upper
  • Area: 240
  • Dimensions: 15 x 16

Property

Details

  • Parcel number: TBD

Lot

  • Lot size: 6,098 sqft
  • Features: Tree Coverage - Light,Level
  • Lot size dimensions: 104 x 60

Parking

  • Parking features: Gravel,None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Heat Wave
Inland Flooding
Lightning
Wildfire

FEMA Declared Disasters in St. Louis County and Minnesota

Fire
Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$180$2,160
Property Taxes $594$7,128
Electricity $170$2,050
Total$4,478$53,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,531/yr
40% on housing$134,340/yr
45% on housing$119,413/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$390This listing

vs Other Active Listings

Avg $/sqft

ZIP 55790$257
St. Louis County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 55790
St. Louis County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-27Listed for sale$699,000
2025-10-26Listing removed$699,000
2024-10-29Listed for sale$699,000

New Construction

AgentSherry Anderson
BrokerageVermilion Land Office, Inc

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