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51 Rosemont Dr, Stony Point, NC, 28678

3beds
2baths
1,512sqft
$329,900
$218price/sqft
$2,182/moest. monthly cost
$87,280/yrincome needed

About This Home

Welcome to this beautifully designed home offering over 1,500 sq. ft. of living space on a level 3/4-acre lot. Featuring an open floor plan that seamlessly blends comfort and elegance, this home is perfect for modern living. The gourmet kitchen boasts sleek stainless steel appliances and a large center island, ideal for entertaining or everyday meals. The expansive living room/great room offers plenty of space for relaxation or hosting guests. The luxurious Primary Bedroom is a true retreat, complete with a generous walk-in closet. The spa-like en-suite bathroom is nothing short of impressive, featuring a freestanding tub, a tiled shower, and a double-sink vanity. Convenience meets style in the thoughtfully designed laundry/utility room, complete with cabinetry for extra storage. Whether you're enjoying the indoors or the serene outdoor space, this home combines beauty & functionality for an exceptional living experience.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

7/10
Stony Point ElementaryGrades PK-52.6 mi
3/10
East Alexander MiddleGrades 6-87.2 mi
3/10
Alexander Central HighGrades 9-128.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Modular

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator with Ice Maker,Self Cleaning Oven
  • Laundry features: Electric Dryer Hookup,Mud Room,Laundry Room,Washer Hookup

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Area

  • Level: Main

Features

  • Window features: Storm Window(s)
  • Finished area below ground: 0
  • Finished area above ground: 1,512

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,512
  • Total interior livable area: 1,512 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0060205
  • Zoning: R-20
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.78 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Cold Wave
Drought
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters in Alexander County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$152$1,824
Property Taxes $162$1,944
Electricity $200$2,405
Total$2,182$26,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,811/yr
40% on housing$65,460/yr
45% on housing$58,186/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 28678$125
Alexander County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 28678$185
Alexander County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-04Price change$329,900
2024-11-19Listed for sale$341,500

New Construction

AgentJoe Collins
BrokerageCollins REALTORS

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