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106 Fairway St, Zumbrota, MN, 55992

2beds
2baths
1,560sqft
$439,900
$282price/sqft
$3,032/moest. monthly cost
$121,280/yrincome needed

About This Home

Stylish One-Level Living Near Zumbrota Golf Course! This beautifully designed 2-bed, 2-bath patio home offers 1,560 sq ft of upscale finishes and effortless comfort. Highlights include an open-concept layout, granite countertops, stainless appliances, tray ceilings, and a bright 12x16 sunroom—perfect for an office or second living space. The spacious primary suite features a custom tile shower, dual vanity, and large walk-in closet. Enjoy a massive 3-stall insulated garage (735 sq ft) with room for storage, golf cart, or hobby gear. Garage floor is epoxied for multi use and easy cleaning. Located in the sought-after Highlands community with easy Hwy 52 access to Rochester and the Twin Cities. Includes builder warranty and passive radon system.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

Construction

Condition

  • New construction: Yes
  • Year built: 2024

Materials

  • Roof: Age 8 Years or Less,Asphalt

Other

  • Builder name: BIGELOW & LENNON CONSTRUCTION LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room,Main Level,Sink

Basement

  • Basement: None

Bathroom

  • Level: Main

Bedroom

  • Level: Main
  • Area: 224.75
  • Dimensions: 15.5x14.5

Bedroom2

  • Level: Main
  • Area: 188.5
  • Dimensions: 14.5x13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,560

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,560
  • Total interior livable area: 1,560 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bathroom

  • Level: Main

Sun Room

  • Level: Main
  • Area: 168
  • Dimensions: 12x14

Property

Accessibility

  • Accessibility features: Door Lever Handles,No Stairs External,No Stairs Internal

Details

  • Parcel number: 723940040
  • Zoning description: Residential-Single Family
  • Foundation area: 1560

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Fencing: None

Lot

  • Lot size: 8,015 sqft
  • Lot size dimensions: 120 x 67

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Garage Door Opener,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Winter Weather
Drought
Heat Wave
Lightning

FEMA Declared Disasters in Goodhue County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$279$3,348
Property Taxes $359$4,308
Electricity $170$2,050
Total$3,032$36,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,954/yr
40% on housing$90,960/yr
45% on housing$80,853/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 55992$155
Goodhue County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 55992$190
Goodhue County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-13Price change$439,900
2025-08-21Listed for sale$449,900
2025-08-20Listing removed$449,900
2024-12-17Listed for sale$449,900
2024-12-04Listing removed$449,900
2024-11-20Listed for sale$449,900
2024-06-20Sold$65,000

New Construction

AgentDaniel Kingsley
BrokerageeXp Realty

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