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111 W High St, Eaton, OH, 45320

3beds
2baths
1,248sqft
$139,900
$112price/sqft
$1,102/moest. monthly cost
$44,080/yrincome needed

About This Home

Multi-Family Investment Opportunity in the City of Eaton - Don’t miss this solid investment opportunity located just minutes from the heart of Eaton. This well-maintained duplex offers two units with great income potential and each side has their own water bill. Property Highlights: Unit 111A: 2 bedroom, 1 bath (currently occupied) - Rent: $700/month (month-to-month lease). Features baseboard electric heat, window A/C and includes a stove, refrigerator, washer/dryer hookup. Unit 111B: 1 bedroom, 1 bath (vacant) - Recently remodeled with fresh paint and new laminate flooring - Updated with new appliances and the high-efficiency gas heat is 4 years old and includes central air. Additional Features: New roof installed on 10/2025; Low-maintenance exterior with minimal yardwork. Whether you’re looking to expand your rental portfolio or live in one unit while renting the other, this property offers flexibility and value. Property is being sold as-is. The property is owned by a licensed real estate agent. Zoning is R-2 Central Residential, per the zoning department. An attachment of the permitted uses is the supplemental information. Property sold in as-is condition.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

6/10
Eaton Middle SchoolGrades 6-81.2 mi
6/10
Eaton High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1959

Materials

  • Foundation: Slab
  • Construction materials: Block

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Baseboard,Forced Air
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 1,248
  • Total interior livable area: 1,248 sqft

Property

Details

  • Parcel number: M40000604801002000
  • Zoning: Residential,Multiple
  • Zoning description: Residential,Multiple

Features

  • Patio & porch: Porch
  • Exterior features: Porch

Lot

  • Lot size: 2,892 sqft
  • Lot size dimensions: 59' x 49'

Parking

  • Parking features: No Garage,Private

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Strong Wind
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$88$1,056
Property Taxes $114$1,368
Electricity $193$2,320
Total$1,102$13,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,782/yr
40% on housing$33,060/yr
45% on housing$29,386/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 45320$132
Preble County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 45320
Preble County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$142,500
2026-01-03Listing removed$145,000
2025-11-26Price change$145,000
2025-09-26Listed for sale$150,000
1997-12-05Sold$40,000

For Sale by Agent

AgentAmy Neal
BrokerageTrump Realty

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