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18059 County Highway Oo, Chippewa Falls, WI, 54729

5beds
4baths
4,500sqft
$749,900
$167price/sqft
$5,109/moest. monthly cost
$204,360/yrincome needed

About This Home

Enjoy the character of a log-style home right here in Lafayette—just 5 minutes from town. This tastefully crafted property features rich wood finishes throughout, highlighted by an expansive open-concept great room and a spacious dining area ideal for hosting and everyday living. The commercial-grade kitchen is designed for both function and gathering, while the bathrooms offer dual showers and toilets for added convenience. Hand-hewn logs and materials sourced from the land showcase the quality craftsmanship and attention to detail found throughout the home. Outdoor spaces include a wrap-around porch—partially covered and partially open—as well as a walkout-level patio, offering plenty of room to relax or entertain. The property also provides ample space for a future outbuilding and a garage. The commercial-grade septic system adds both value and flexibility. Previously utilized as a weekend home and small conference setting, this property presents a versatile opportunity for full-time living, a second home, or potential short-term rental (subject to county approval). Sellers are motivated.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

10/10
4/10
6/10

Construction

Condition

  • Year built: 2005

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Range,Refrigerator,Wall Oven,Washer

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bathroom

  • Level: Main
  • Area: 42
  • Dimensions: 7x6

Bathroom

  • Level: Upper
  • Area: 121
  • Dimensions: 11x11

Bathroom

  • Level: Lower
  • Area: 40
  • Dimensions: 8x5

Bathroom

  • Level: Upper
  • Area: 121
  • Dimensions: 11x11

Bedroom

  • Level: Upper
  • Area: 210
  • Dimensions: 14x15

Bedroom2

  • Level: Upper
  • Area: 330
  • Dimensions: 22x15

Bedroom3

  • Level: Upper
  • Area: 225
  • Dimensions: 15x15

Bedroom4

  • Level: Upper
  • Area: 308
  • Dimensions: 22x14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Den

  • Level: Lower
  • Area: 110
  • Dimensions: 11x10

Dining Room

  • Level: Main
  • Area: 435
  • Dimensions: 15x29

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,500
  • Finished area above ground: 3,000

Foyer

  • Level: Upper
  • Area: 105
  • Dimensions: 15x7

Heating & Cooling

  • Heating features: Boiler,Forced Air,In-Floor Heating
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,500
  • Total interior livable area: 4,500 sqft

Kitchen

  • Level: Main
  • Area: 255
  • Dimensions: 15x17

Living Room

  • Level: Main
  • Area: 522
  • Dimensions: 18x29

Office

  • Level: Main
  • Area: 110
  • Dimensions: 10x11

Recreation Room

  • Level: Lower
  • Area: 1120
  • Dimensions: 40x28

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 22808264472908001
  • Zoning description: Residential-Single Family
  • Foundation area: 1500

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio,Wrap Around

Lot

  • Lot size: 1.50 Acres
  • Lot size dimensions: 0 x 0

Parking

  • Parking features: Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave
Ice Storm

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,791$45,492
Home Insurance *$284$3,408
Property Taxes $612$7,344
Electricity $422$5,074
Total$5,109$61,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,165/yr
40% on housing$153,270/yr
45% on housing$136,240/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 54729$189
Chippewa County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 54729$165
Chippewa County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-28Price change$799,900
2025-08-26Price change$824,900
2025-06-19Price change$849,000
2025-04-23Price change$874,900
2025-01-22Price change$899,900
2024-11-21Listed for sale$949,900

For Sale by Agent

AgentMary F Rufledt
BrokerageElite Realty Group, LLC

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