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1469 Kennebec River Road, Bingham, ME, 04920

3beds
2baths
1,686sqft
$795,000
$472price/sqft
$5,336/moest. monthly cost
$213,440/yrincome needed

About This Home

Escape to your own private riverfront retreat! This custom-built red cedar chalet sits on 4.5 acres with an impressive 500 feet of frontage on the scenic Kennebec River in Concord Township, Maine. Tucked away on a tranquil straight stretch of the river, it's the perfect setting for boating, fishing and even float plane access right to your private dock. Inside the chalet features warm cedar finishes throughout and a massive handcrafted stone fireplace that serves as the heart of the home. Perfect for cozy evenings after a day outdoors. An insulated barn with water and electricity adds versatility. Ideal for a workshop, storage, hobbies or it can be converted to a guest house. And with Sugarloaf just 45 minutes away, world-class skiing is always within reach. Whether you're seeking a year-round residence or a seasonal escape, this one-of-a-kind property delivers privacy, adventure and timeless Maine charm.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
Moscow ElementaryGrades PK-41.3 mi
--
Moscow Elementary SchoolGrades PK-41.4 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Poured Concrete
  • Roof: Metal,Shingle
  • Construction materials: Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet,Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Full,Unfinished

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: First

Features

  • Bathtub,Walk-In Closet(s),Primary Bedroom w/Bath
  • Window features: Double Pane Windows
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,686

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 1,686
  • Total interior livable area: 1,686 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 1469Kennebec River RoadConcordTSO0810241.2
  • Zoning: Rural

Features

  • Levels: Multi/Split
  • Patio & porch: Deck,Porch
  • Has view: Yes
  • View description: Scenic,Trees/Woods
  • On waterfront: Yes
  • Waterbody name: Kennebec
  • Frontage length: Waterfrontage: 500,Waterfrontage Owned: 500

Lot

  • Lot size: 4.50 Acres
  • Features: Near Town,Rolling Slope,Landscaped,Wooded

Parking

  • Total spaces: 2
  • Parking features: Paved,5 - 10 Spaces
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Winter Weather
Hurricane
Ice Storm
Landslide

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,019$48,228
Home Insurance $417$5,004
Property Taxes $655$7,860
Electricity $245$2,940
Total$5,336$64,032

Income You'd Need if You Spent...

35% on housing$182,948/yr
40% on housing$160,080/yr
45% on housing$142,293/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$472This listing

vs Other Active Listings

Avg $/sqft

ZIP 04920$66
Somerset County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 04920
Somerset County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-07Listed for sale$895,000

For Sale by Agent

AgentErnie Falcone
BrokerageKeller Williams Realty

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