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4807 Smoketalk Ln #3, Westerville, OH, 43081

3beds
3baths
1,560sqft
$185,000
$119price/sqft
$1,425/moest. monthly cost
$57,000/yrincome needed

About This Home

Nestled in a tranquil wooded ravine, just 15 steps form the community pool. this condo has so much potential . offers a perfect blend of nature and convenience. when you look out the window you feel like you are at a private retreat while just minutes to restaurants and shopping. Right out your door is the 100 acre of woods Blendon Ravines Metro Park (The Hidden Metro Park) Seller is very motivated. Make offer.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

7/10
McVay Elementary SchoolGrades K-52.0 mi
6/10
6/10

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Block

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Window features: Insulated Windows
  • Flooring: Carpet,Ceramic/Porcelain
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,One
  • Fireplace: Yes
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,560
  • Total interior livable area: 1,560 sqft

Property

Details

  • Parcel number: 600167759

Features

  • Levels: Three Or More
  • Private pool: Yes
  • Patio & porch: Patio,Deck
  • Exterior features: Balcony
  • Waterfront features: Stream

Lot

  • Lot size: 871.20 sqft
  • Features: Ravine Lot,Wooded

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Hail
Heat Wave
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$62$744
Property Taxes $235$2,820
Electricity $193$2,320
Total$1,425$17,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,857/yr
40% on housing$42,750/yr
45% on housing$38,000/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 43081$194
Franklin County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 43081$211
Franklin County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$179,000
2026-07-09Price change$185,000
2026-06-20Price change$195,000
2026-06-08Listed for sale$200,000

For Sale by Agent

AgentLisa Lowe
BrokerageRed 1 Realty

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