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2899 E 103rd Drive, Thornton, CO, 80229

3beds
3baths
1,611sqft
$449,900
$279price/sqft
$2,974/moest. monthly cost
$118,960/yrincome needed

About This Home

Don't miss out on this amazing opportunity to own a brand new McStain- build home in Arras Park.

Getting Around

56
WalkingSomewhat Walkable
35
TransitSome Transit
51
BikeBikeable

Schools

2/10
Explore Elementary SchoolGrades PK-80.3 mi
5/10
York InternationalGrades K-121.4 mi
3/10
Achieve AcademyGrades PK-81.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Composition
  • Construction materials: Frame,Stone,Wood Siding

Other

  • Builder name: McStain

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven,Range
  • Laundry features: In Unit,Laundry Closet

Bathroom

  • Features: Primary Suite
  • Level: Upper

Bathroom

  • Level: Main

Bathroom

  • Level: Upper

Bedroom

  • Features: Primary Suite
  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Eat-in Kitchen,High Speed Internet,Kitchen Island,Open Floorplan,Primary Suite,Quartz Counters,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Vinyl
  • Finished area above ground: 1,611
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,611
  • Total interior livable area: 1,611 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Property

Details

  • Parcel number: R0204820
  • Attached to another structure: Yes
  • Special condition: Standard
  • Exclusions: None

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Ground
  • Patio & porch: Front Porch
  • Exterior features: Rain Gutters
  • Fencing: Partial

Lot

  • Lot size: 1,300 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$267$3,204
Property Taxes $247$2,964
Electricity $186$2,232
Total$2,974$35,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,965/yr
40% on housing$89,220/yr
45% on housing$79,306/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$279This listing

vs Other Active Listings

Avg $/sqft

ZIP 80229$142
Adams County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 80229$258
Adams County$234

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-26Price change$459,000
2026-03-21Price change$479,000
2025-12-13Listed for sale$489,725
2025-12-05Listing removed$489,725
2025-11-26Price change$489,725
2025-11-19Listed for sale$499,725

New Construction Spec

AgentJesus Orozco
BrokerageJesus Orozco Jr

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