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18743 E 99th Ave, Commerce City, CO, 80022

4beds
3baths
2,156sqft
$509,500
$236price/sqft
$3,308/moest. monthly cost
$132,320/yrincome needed

About This Home

Discover the Bellamy floor plan at 18743 East 99th Avenue in the Settlers Crossing community of Commerce City, Colorado. This thoughtfully designed two-story home offers 2,156 square feet of modern living space with 4 bedrooms, 2.5 bathrooms, and a 2-car garage. The main level features a versatile flex room, perfect for a home office or additional living area, along with a convenient powder bath. An open-concept layout seamlessly connects the great room, dining area, and kitchen, creating an ideal setting for everyday living and entertaining. The kitchen is equipped with a large island, walk-in pantry, and easy access to the dining nook and backyard. Upstairs, you'll find all four bedrooms, each with walk-in closets, a full secondary bathroom, and a centrally located laundry room. The private primary suite offers a relaxing retreat with an en-suite bathroom that includes dual vanities, a private water closet, and an oversized walk-in closet. Residents of Settlers Crossing enjoy access to neighborhood parks, green spaces, and walking trails, all while being just minutes from E-470, Denver International Airport, and downtown Denver. With nearby shopping, dining, entertainment, and outdoor recreation, this community offers the perfect blend of convenience and lifestyle. Contact us today to schedule a tour and learn more about this home. *Expected completion: August 2026. *Photos are for representational purposes only; finishes may vary.

Getting Around

9
WalkingCar-Dependent
19
TransitMinimal Transit
27
BikeSomewhat Bikeable

Schools

4/10
1/10
5/10
Prairie View High SchoolGrades 9-124.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 2,156 sqft

Property

Details

  • Parcel number: 0172315315004

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Cold Wave
Winter Weather
Inland Flooding
Lightning
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,576$30,912
Home Insurance *$266$3,192
Property Taxes $280$3,360
Electricity $186$2,232
Total$3,308$39,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,417/yr
40% on housing$99,240/yr
45% on housing$88,213/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 80022$176
Adams County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 80022$206
Adams County$234

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$509,500
2020-08-20Sold$410,000
1995-02-14Sold$178,222

New Construction Spec

BrokerageD.R. Horton

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