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7705 Date Ave, Lubbock, TX, 79404

3beds
2baths
1,382sqft
$227,000
$164price/sqft
$2,289/moest. monthly cost
$91,560/yrincome needed

About This Home

OWNER FINANCE THIS NEWER HOME IN LUBBOCK! NO BANKS! Beautiful and pristine, newer-construction home located in Lubbock. Appliances included! Open-concept layout with granite countertops, modern cabinetry, luxury vinyl flooring, a private primary suite, spacious bedrooms and walk-in closets. High ceilings and abundant natural light - Ideal for entertaining and everyday modern living! Gorgeous covered patio, immaculate fenced backyard and modern low-maintenance artificial grass - lower your utilities! Get creative with your spacious attached 2-car garage - perfect for your hobby projects, workout room, and extra storage needs! Probably the best part is that we are OWNER FINANCING this home! This is NOT a lease purchase or rent-to-own where you pay for years and own nothing, but REAL owner financing where the buyer gets the DEED AT CLOSING. We are looking for a reasonable down payment and verifiable income history to structure financing for the new owner. No banks. No traditional loan - Approx. 1,382 SF - Attached 2-car garage - Granite countertops + modern finishes - Open-concept layout with high ceilings - Turf backyard for low maintenance - Kitchen appliances included - Located minutes from Texas Tech, Tech Terrace, Wolfforth, and Lakeridge. - Skip the traditional loan process! Looking for buyers with stable income and a reasonable downpayment. Schedule a walkthrough today!

Getting Around

7
WalkingCar-Dependent
0
TransitNo Nearby Transit
27
BikeSomewhat Bikeable

Schools

4/10
Bean Elementary SchoolGrades 3-53.2 mi
2/10
Estacado High SchoolGrades 9-125.9 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: masonry

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Other,Electric,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,382 sqft

Property

Details

  • Parcel number: R348847

Features

  • Exterior features: Brick

Lot

  • Lot size: 5,007 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Drought
Inland Flooding
Ice Storm
Cold Wave
Lightning
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,147$13,764
Home Insurance *$578$6,936
Property Taxes $326$3,912
Electricity $238$2,859
Total$2,289$27,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,480/yr
40% on housing$68,670/yr
45% on housing$61,040/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 79404$60
Lubbock County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 79404$95
Lubbock County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-24Price change$227,000
2026-06-26Price change$234,000
2026-05-27Listed for sale$254,000
2026-04-21Listing removed$219,900
2026-02-11Price change$219,900
2026-02-02Listing removed$1,499
2026-01-27Listed for sale$229,000
2026-01-19Price change$1,499
2025-11-29Price change$1,525
2025-11-19Listed for rent$1,549
2025-01-31Listing removed$1,499
2024-11-26Listed for rent$1,499

For Sale by Owner

AgentProperty Owner

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