14579 Elsmere Ln, Carmel, IN, 46074
About This Home
** Seller offering $5,000 in concessions ** Why is this unit different? Welcome to this beautifully upgraded home in Carmel, Indiana, situated on a premium corner lot! Thoughtfully designed with the upgraded Premiere Package, this home features elegant 3cm quartz countertops, upgraded luxury vinyl plank flooring, Winstead 5-piece cabinetry, black cabinet hardware, tile flooring in the bathrooms and laundry room, and enhanced carpet padding for added comfort. The gourmet kitchen is a standout with its built-in microwave and oven combo, gas cooktop, and stylish hood vent - perfect for entertaining and everyday living. Custom wrought iron stair railings add a luxury touch, while the upgraded tiled shower in the owner's suite creates a spa-like retreat. With high-end finishes and upgrades throughout, this move-in ready Carmel home offers the perfect blend of style, comfort, and functionality.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2025
Materials
- Foundation: Slab
- Construction materials: Vinyl With Brick
Other
- Builder name: Pulte
Type & Style
- Home type: Townhouse
- Property subType: Residential,Townhouse
Interior
Appliances
- Appliances included: Dishwasher,MicroHood,Gas Oven,Refrigerator
Bedroom2
- Level: Upper
- Area: 144
- Dimensions: 12x12
Bedroom3
- Level: Main
- Area: 144
- Dimensions: 12x12
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Level: Main
- Area: 143
- Dimensions: 13x11
Features
- Double Vanity,Breakfast Bar,Eat-in Kitchen
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,980
- Total interior livable area: 1,980 sqft
Kitchen
- Level: Main
- Area: 143
- Dimensions: 13x11
Laundry
- Level: Upper
- Area: 48
- Dimensions: 8x6
Living Room
- Level: Main
- Area: 270
- Dimensions: 15x18
Master Bedroom
- Level: Upper
- Area: 156
- Dimensions: 13x12
Property
Details
- Parcel number: 290921026098000018
- Attached to another structure: Yes
- Horse amenities: None
Features
- Levels: Three Or More
- Patio & porch: Deck
Lot
- Lot size: 2,613 sqft
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Tornado
- Cold Wave
- Hail
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,224 | $26,688 |
| Home Insurance * | $151 | $1,812 |
| Property Taxes | $318 | $3,816 |
| Electricity | $184 | $2,212 |
| Total | $2,877 | $34,524 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-18 | Price change | $438,000 |
| 2026-06-14 | Price change | $440,000 |
| 2026-05-16 | Listed for sale | $460,000 |
View on Zillow