See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

11610 Cotterill Way, Indianapolis, IN, 46235

4beds
3baths
1,794sqft
$285,000
$159price/sqft
$2,023/moest. monthly cost
$80,920/yrincome needed

About This Home

Looking for a newly constructed home that has all of the updates already completed (think ceiling fans in bedrooms, water softener, full exterior fence & more!) Built in 2025, this 4-bedroom home was thoughtfully designed for real life - the kind filled with slow mornings, shared meals, and room to grow. The open kitchen and living space truly feel like the heart of the home. Clean lines, natural light, and simple, timeless finishes create a backdrop that's ready for your story. Upstairs, convenience meets comfort with a second-floor laundry room right where you need it most - because life runs smoother when the little details are considered. The primary suite offers a peaceful retreat at the end of the day, while three additional bedrooms AND an open loft provide flexibility for guests, creative spaces, or whatever season you're in. Step outside and you'll find one of the home's sweetest surprises - a private backyard framed by mature trees. It feels quiet and tucked away, like your own little escape from the busyness of the day. The metal fence adds a classic touch and creates a space that's both beautiful and functional - perfect for backyard dinners, a garden, or your pets. An attached garage keeps things practical, while the neighborhood brings a sense of community with HOA amenities that include a playground and a pool. 2025 Updates Include: full metal fence for back yard with oversized gate, accent wall in living room and primary bedroom, paint throughout the main level, ceiling fans in bedrooms, water softener, laundry room & loft shelving, and kitchen tile backsplash.

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
29
BikeSomewhat Bikeable

Schools

3/10
Belzer Middle SchoolGrades 7-84.2 mi
3/10

Construction

Condition

  • Property condition: New Construction
  • Year built: 2025

Materials

  • Foundation: Slab
  • Construction materials: Brick

Other

  • Builder name: Lennar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Disposal,MicroHood,Electric Oven,Refrigerator,Water Heater,Water Softener Owned,Microwave,Washer,Dryer
  • Laundry features: Laundry Room,Upper Level

Bedroom2

  • Level: Upper
  • Area: 110
  • Dimensions: 10x11

Bedroom3

  • Level: Upper
  • Area: 110
  • Dimensions: 10x11

Bedroom4

  • Level: Upper
  • Area: 100
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Kitchen Island,Entrance Foyer,High Speed Internet,Pantry,Smart Thermostat,Walk-In Closet(s),Breakfast Bar

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,794
  • Total interior livable area: 1,794 sqft

Kitchen

  • Level: Main
  • Area: 78
  • Dimensions: 13 x 6

Laundry

  • Level: Upper
  • Area: 40
  • Dimensions: 8x5

Living Room

  • Level: Main
  • Area: 224
  • Dimensions: 16x14

Master Bedroom

  • Level: Upper
  • Area: 182
  • Dimensions: 14 x 13

Property

Details

  • Parcel number: 490815125003010400
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered
  • Fencing: Fenced,Full,Wrought Iron

Lot

  • Lot size: 9,147 sqft
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$187$2,244
Property Taxes $211$2,532
Electricity $184$2,212
Total$2,023$24,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,360/yr
40% on housing$60,690/yr
45% on housing$53,946/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 46235$117
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46235$139
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$294,900
2026-04-15Price change$299,900
2026-04-10Price change$307,500
2026-03-02Listed for sale$310,000
2025-03-11Sold$286,995
2025-02-18Pending sale$286,995
2025-02-15Price change$288,995
2025-02-14Price change$286,995
2025-01-21Price change$319,790
2025-01-02Price change$324,790
2024-12-31Listed for sale$322,790

For Sale by Agent

AgentAlex Hallmann
Brokerage@properties

Similar Homes