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986 42nd Hwy E, Warsaw, KY, 41095

3beds
2baths
1,352sqft
$525,000
$388price/sqft
$3,358/moest. monthly cost
$134,320/yrincome needed

About This Home

Escape to peace, privacy, and endless possibilities with this scenic 37-acre property overlooking the Ohio River. Featuring rolling hills, wooded acreage, and open fields, this property is ideal for farming, recreation, hunting, or building your dream home. A well-maintained 1986 Redman 52x26 doublewide offers comfortable living with an open floorplan, making it perfect as a primary residence, weekend retreat, or temporary home while building. Detached garage provides additional storage, workshop, or hobby space. Conveniently located just minutes from the expressway, offering the perfect combination of rural tranquility and accessibility. Rare opportunity with incredible potential and beautiful natural surroundings.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Existing Structure
  • Year built: 1986

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential,Manufactured Home,Mobile Home

Interior

Appliances

  • Appliances included: Gas Range,Dishwasher,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Bathroom2

  • Features: Full Finished Bath,Shower,Tile Flooring
  • Level: First
  • Area: 40
  • Dimensions: 8 x 5

Bedroom2

  • Features: Carpet Flooring,Window Treatments
  • Level: First
  • Area: 108
  • Dimensions: 12 x 9

Bedroom3

  • Features: Carpet Flooring,Window Treatments
  • Level: First
  • Area: 99
  • Dimensions: 11 x 9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Breakfast Room

  • Features: Walk-Out Access,Laminate Flooring
  • Level: First
  • Area: 100
  • Dimensions: 10 x 10

Features

  • Laminate Counters,Walk-In Closet(s),Open Floorplan,Breakfast Bar,Cathedral Ceiling(s),High Ceilings
  • Window features: Vinyl Frames

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,352
  • Total interior livable area: 1,352 sqft

Kitchen

  • Features: Laminate Flooring,Breakfast Bar,Wood Cabinets
  • Level: First
  • Area: 121
  • Dimensions: 11 x 11

Laundry

  • Features: Walk-Out Access
  • Level: First
  • Area: 63
  • Dimensions: 9 x 7

Living Room

  • Features: Laminate Flooring
  • Level: First
  • Area: 315
  • Dimensions: 21 x 15

Primary Bath

  • Features: Tub With Shower,See Remarks,Luxury Vinyl Flooring
  • Level: First
  • Area: 84
  • Dimensions: 12 x 7

Primary Bedroom

  • Features: Carpet Flooring,Window Treatments,Walk-In Closet(s),Bath Adjoins
  • Level: First
  • Area: 182
  • Dimensions: 14 x 13

Property

Details

  • Parcel number: 01725
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch
  • Exterior features: Private Yard
  • Fencing: Partial
  • Has view: Yes
  • View description: River,Trees/Woods
  • Has water view: Yes
  • Water view: River
  • Residential vegetation: Heavily Wooded

Lot

  • Lot size: 37 Acres
  • Features: Cleared,Sloped,Wooded
  • Lot size dimensions: 37+/- Acres

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Lightning
Tornado
Cold Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$240$2,880
Property Taxes $310$3,720
Electricity $154$1,850
Total$3,358$40,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,131/yr
40% on housing$100,740/yr
45% on housing$89,546/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$388This listing

vs Other Active Listings

Avg $/sqft

ZIP 41095$76
Gallatin County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 41095$208
Gallatin County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$525,000
2025-11-18Listed for sale$550,000
2025-01-08Listing removed$550,000
2024-11-26Listed for sale$550,000

For Sale by Agent

AgentMike Parker
BrokerageHuff Realty - Florence

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