397 Rose St, Fillmore, CA, 93015
About This Home
Perfectly positioned on a desirable corner lot in Fillmore's sought-after Heritage Grove community, 397 Rose Street offers the ideal blend of style, comfort, and thoughtful upgrades. This spacious 4-bedroom, 3-bathroom home reflects true pride of ownership and is designed for both everyday living and effortless entertaining. Step inside to a light-filled open floor plan featuring a soft neutral palette and seamless flow between living spaces. The kitchen is truly the heart of the home complete with a large center island, stylish backsplash, and direct connection to the expansive family room, making it ideal for gatherings of any size. Custom built-ins in the dining and family areas add both charm and functionality. A downstairs bedroom and full bathroom provide flexibility for guests, extended family, or a private home office. Upstairs, a versatile loft offers additional living space perfect for a playroom, media room, or workspace. The primary suite serves as a peaceful retreat, featuring a spacious walk-in closet and a spa-inspired ensuite bathroom designed for relaxation. This home is thoughtfully equipped with energy-efficient features including solar panels, a tankless water heater, EV charging outlet, and low-maintenance turf throughout the entire lot. The backyard offers a generous concrete patio perfect for hosting or unwinding in style. Enjoy your morning coffee on the covered front porch while taking in picturesque mountain views. Additional highlights include an extended driveway and a pristine garage with built-in storage and a finished epoxy floor. Conveniently located just minutes from Highway 126, this home offers easy access to the coast approximately 30 minutes to the beach and about an hour to Los Angeles, Santa Barbara, and Malibu. Experience the charm of small-town living with nearby schools, a community dog park, scenic walking and biking paths, and a future neighborhood park. This move-in ready home delivers the perfect combination of comfort, quality, and lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 2021
Materials
- Foundation: Slab
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Cooktop,Gas Range,Microwave
- Laundry features: Laundry Room
Bathroom
- Features: Dual Sinks,Full Bath on Main Level
Bedroom
- Features: Bedroom on Main Level
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Built-in Features,Ceiling Fan(s),Separate/Formal Dining Room,Eat-in Kitchen,High Ceilings,Open Floorplan,Pantry,Recessed Lighting,Bedroom on Main Level,Loft
- Flooring: Carpet,Vinyl
- Fireplace features: None
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Forced Air,Fireplace(s)
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,647 sqft
Kitchen
- Features: Kitchen Island
Property
Details
- Parcel number: 0540112095
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Entry location: First Floor
- Pool features: None
- Patio & porch: Concrete,Porch
- Spa features: None
- Fencing: Vinyl
- Has view: Yes
- View description: Mountain(s)
Lot
- Lot size: 0.26 Acres
- Features: Corner Lot,Sprinklers None
Parking
- Total spaces: 2
- Parking features: Driveway,RV Access/Parking
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Wildfire
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Ventura County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,854 | $58,248 |
| Home Insurance * | $172 | $2,064 |
| Property Taxes | $1,287 | $15,444 |
| Electricity | $567 | $6,811 |
| Total | $6,880 | $82,560 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Listed for sale | $980,000 |
| 2025-08-14 | Listing removed | $960,000 |
| 2025-06-26 | Listed for sale | $975,000 |
| 2021-12-21 | Sold | $844,000 |
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