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13005 Cinnamon Fern Ln, Mint Hill, NC, 28227

5beds
4baths
3,052sqft
$735,000
$241price/sqft
$4,687/moest. monthly cost
$187,480/yrincome needed

About This Home

Seller is offering 2% for buyers CC or to buy down the rate with an acceptable offer!! Welcome to this stunning like-new home, built in 2023, perfectly situated on a private 1.05-acre corner lot surrounded by mature trees. This spacious 5-bedroom, 3.5-bath residence offers the ideal blend of modern luxury and peaceful living. Step inside to discover an open and inviting floor plan featuring beautiful engineered wood flooring throughout the main level and elegant tile in all bathrooms. A dedicated home office provides the perfect workspace, complete with built-in cabinets and sleek quartz countertops. Custom shutters adorn all main-level windows and most of the upstairs windows, adding both style and privacy. The heart of the home is the dream kitchen—designed for both everyday living and entertaining—with a massive island, quartz countertops, double ovens, and a gas cooktop. Enjoy outdoor living at its finest on the beautifully stamped patio and a stunning pavilion, perfect for hosting gatherings or relaxing in your serene, wooded surroundings. Conveniently located just minutes from downtown Mint Hill and major highways, this home offers easy access while still providing a quiet retreat away from the hustle and bustle. Additional highlights include a garage equipped with an EV charger, adding convenience for modern living This exceptional property truly has it all—space, style, and location.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

9/10
Clear Creek ElementaryGrades PK-52.3 mi
5/10
Northeast MiddleGrades 6-85.2 mi
6/10
Independence HighGrades 9-124.9 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Crawl Space
  • Construction materials: Fiber Cement,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Double Oven,Gas Cooktop
  • Laundry features: Laundry Room,Upper Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Kitchen Island,Open Floorplan,Pantry
  • Flooring: Carpet,Tile,Other
  • Fireplace features: Family Room,Gas
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 3,052

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,052
  • Total interior livable area: 3,052 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Office

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 13946225
  • Zoning: R
  • Special condition: Standard
  • Exclusions: See agent remarks

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Patio

Lot

  • Lot size: 1.05 Acres
  • Features: Corner Lot,Level,Wooded

Parking

  • Total spaces: 9
  • Parking features: Driveway,Attached Garage,Garage Faces Side,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,716$44,592
Home Insurance *$235$2,820
Property Taxes $452$5,424
Electricity $284$3,411
Total$4,687$56,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,697/yr
40% on housing$140,610/yr
45% on housing$124,986/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 28227$195
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28227$222
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for rent$4,200
2026-04-11Listed for sale$735,000
2023-07-27Sold$580,000

For Sale by Agent

AgentAdriana Avila
BrokerageNorthGroup Real Estate LLC

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