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4011 Vista Pine Dr, Charlotte, NC, 28215

4beds
3baths
2,824sqft
$515,000
$182price/sqft
$3,340/moest. monthly cost
$133,600/yrincome needed

About This Home

Welcome to a home that offers the perfect blend of style, comfort, and functionality come together beautifully. This stunning 4-bedroom, 3-bath residence has been thoughtfully enhanced with elegant wall décor in the foyer and family room, creating a warm, designer-inspired first impression from the moment you walk in. The heart of the home is the gourmet kitchen, featuring a spacious island perfect for entertaining, high-end finishes, and abundant counter space - ideal for both everyday living and hosting unforgettable gatherings. The main level offers a private guest suite, providing comfort and convenience for visitors or multi-generational living. Upstairs, the owner’s suite serves as a relaxing retreat with a large walk-in closet, accompanied by two additional bedrooms with ample storage. A versatile upper-level flex space adds even more value-perfect for a home office, media room, or fitness area to fit your lifestyle. From stylish upgrades to a highly functional layout, this home is designed to impress and ready to welcome you. Schedule your private showing today!

Getting Around

2
WalkingCar-Dependent
20
TransitMinimal Transit
27
BikeSomewhat Bikeable

Schools

6/10
Hickory Grove ElementaryGrades PK-50.5 mi
3/10
Cochrane MiddleGrades 6-122.7 mi
1/10
Garinger High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Slab
  • Construction materials: Stone Veneer,Vinyl

Other

  • Builder model: Idlewild C
  • Builder name: Stanley Martin

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave
  • Laundry features: Laundry Room,Upper Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Dining Area

  • Level: Main

Family Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,824

Flex Space

  • Level: Upper

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,824
  • Total interior livable area: 2,824 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 10802543
  • Zoning: N1-A
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Screened

Lot

  • Lot size: 0.20 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,604$31,248
Home Insurance *$177$2,124
Property Taxes $296$3,552
Electricity $263$3,156
Total$3,340$40,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,514/yr
40% on housing$100,200/yr
45% on housing$89,066/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 28215$178
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28215$201
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$515,000
2026-03-21Listed for sale$520,000
2026-03-14Listing removed--
2026-01-24Listed for sale$539,000
2025-07-11Sold$475,967
2025-04-29Pending sale$475,967
2025-03-20Listed for sale$475,967
2025-03-10Listing removed$475,967
2025-03-09Listed for sale$475,967

For Sale by Agent

AgentHanna Zayarska
BrokerageKeller Williams Ballantyne Area

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