See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

194 Canvas Ln, Port Saint Joe, FL, 32456

2beds
3baths
1,618sqft
$315,000
$195price/sqft
$2,272/moest. monthly cost
$90,880/yrincome needed

About This Home

LOCATION, LOCATION, LOCATION!! THIS BEACH LIKE HOME IS LOCATED IN THE X FLOOD ZONE and in a community with a pool, club house, and a pickleball court with golf cart access to all the shops, restaurants, marina, park, pier, lighthouse, groceries, farmers market, and all the activities the city host. The home has 2 bedrooms and 2 1/2 baths, 2 car garage, an open floor plan that looks out onto your screened in porch. This is a must see, since seeing is believing!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
4/10
Port St. Joe High SchoolGrades 7-120.3 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator w/Ice Maker

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Kitchen Island
  • Window features: Window Treatments

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 2,250
  • Total interior livable area: 1,618 sqft

Property

Details

  • Parcel number: 03037134R
  • Attached to another structure: Yes
  • Zoning description: City

Features

  • Patio & porch: Covered Porch

Lot

  • Lot size: 3,920 sqft
  • Lot size dimensions: irregular

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Attached
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Gulf County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$138$1,656
Property Taxes $345$4,140
Electricity $197$2,366
Total$2,272$27,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,897/yr
40% on housing$68,160/yr
45% on housing$60,586/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 14.7%
14.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 32456$382
Gulf County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 32456
Gulf County$240

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$315,000
2024-05-28Sold$349,900

For Sale by Agent

AgentKathe Jones
BrokerageBay Properties Real Estate Group, LLC

Similar Homes