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1318 1ST Street N, Jacksonville Beach, FL, 32250

4beds
5baths
3,995sqft
$2,299,000
$575price/sqft
$14,943/moest. monthly cost
$597,720/yrincome needed

About This Home

Enjoy coastal luxury at its finest in this end-unit beachfront residence offering stunning ocean views and approx.. 4,000 sq. ft. of impeccable designed living space. Flooded w/natural light & endless water vistas, this exceptional home delivers the perfect blend of elegance, comfort, & seaside living. 4 bds & 5 baths, the residence showcases high-end finishes throughout, including refined materials & designer details, open-concept floor plan is ideal for both everyday living & entertaining, with expansive living and dining areas that flow seamlessly toward the ocean. Enjoy breathtaking views from private balconies on the 2nd & 3rd floors, perfect for morning coffee or evening cocktails or simply listening to the waves. As an end-unit, with a large, garage, this property offers enhanced privacy & additional windows. Whether used as a primary residence, vacation retreat, or luxury investment, this extraordinary beachfront home delivers an unmatched coastal lifestyle.

Getting Around

84
WalkingVery Walkable
0
TransitVery Limited Transit
76
BikeVery Bikeable

Schools

10/10
5/10

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Shingle

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Microwave,Refrigerator,Tankless Water Heater
  • Laundry features: Lower Level,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Butler Pantry,Ceiling Fan(s),In-Law Floorplan,Kitchen Island,Open Floorplan,Primary Bathroom - Shower No Tub,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,995 sqft

Property

Details

  • Parcel number: 1746460060
  • Attached to another structure: Yes

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Front Porch
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Beach,Ocean
  • Has water view: Yes
  • Water view: Beach,Ocean

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,624$139,488
Home Insurance *$1,481$17,772
Property Taxes $1,436$17,232
Electricity $402$4,824
Total$14,943$179,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$512,331/yr
40% on housing$448,290/yr
45% on housing$398,480/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$575This listing

vs Other Active Listings

Avg $/sqft

ZIP 32250$423
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32250$391
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-22Listed for sale$2,775,000
2025-11-18Listing removed$2,795,000
2025-09-03Listed for sale$2,795,000
2025-04-15Listing removed$2,995,000
2024-11-26Listed for sale$2,995,000
2021-08-31Sold$1,700,000

New Construction

AgentJAN SHIELDS
BrokerageWATSON REALTY CORP

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