103 Lake Bluff Ct, Fredericksburg, VA, 22406
About This Home
Nestled in the prestigious community of Graystone at Abel Lake, this exquisite Colonial-style residence offers a harmonious blend of luxury and comfort. Built in 2024, this detached home boasts three spacious bedrooms and three and a half elegantly appointed bathrooms, ensuring ample space for relaxation and rejuvenation. Step inside to discover a fully finished daylight basement with a walkout level, perfect for entertaining or enjoying serene views of the surrounding landscape. The heart of the home features a gourmet kitchen equipped with high-end stainless steel appliances, including a double oven and gas range, making culinary adventures a delight. The inviting living area, complete with a cozy gas fireplace, creates an ideal setting for gatherings or quiet evenings at home. Embrace the outdoors with 1.52 acres of beautifully landscaped grounds, offering direct access to the tranquil waters of the lake. Imagine leisurely afternoons by the water, or simply enjoying the peaceful ambiance from your patio. The attached two-car garage and asphalt driveway provide convenience and ease. This property is not just a home; it's a lifestyle. Experience the luxury of waterfront living, where every day feels like a retreat. With modern amenities and thoughtful design, this residence is a sanctuary waiting to welcome you home. Thanks for showing !
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2024
Materials
- Foundation: Block
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Dishwasher,Disposal,Dryer,Exhaust Fan,Humidifier,Ice Maker,Double Oven,Oven/Range - Gas,Refrigerator,Stainless Steel Appliance(s),Cooktop,Washer,Water Heater
- Laundry features: Upper Level
Basement
- Has basement: Yes
- Basement: Full,Connecting Stairway,Finished,Exterior Entry,Walk-Out Access
Bathroom1
- Level: Lower
Bathroom1
- Level: Upper
Bathroom2
- Level: Upper
Bedroom1
- Level: Upper
Bedroom2
- Level: Upper
Bedroom3
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Door features: French Doors
- Number of fireplaces: 1
- Fireplace features: Gas/Propane
- Fireplace: Yes
- Finished area below ground: 1,123
- Finished area above ground: 2,566
Half Bath
- Level: Main
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 3,689
- Total interior livable area: 3,689 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 37F 23
- Zoning: A1
- Zoning description: Agricultural
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
- On waterfront: Yes
- Waterfront features: Lake
- Frontage length: Water Frontage Ft: 90
Lot
- Lot size: 1.52 Acres
Parking
- Total spaces: 7
- Parking features: Garage Faces Front,Garage Door Opener,Asphalt,Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Heat Wave
- Inland Flooding
- Lightning
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,171 | $50,052 |
| Home Insurance * | $223 | $2,676 |
| Property Taxes | $652 | $7,824 |
| Electricity | $355 | $4,263 |
| Total | $5,401 | $64,812 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Listed for sale | $825,000 |
| 2024-08-08 | Sold | $800,790 |
View on Zillow