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2125 13th St NW, Faribault, MN, 55021

4beds
3baths
2,165sqft
$499,000
$230price/sqft
$3,472/moest. monthly cost
$138,880/yrincome needed

About This Home

Completed new construction built by Rick Cashin Const, with over 40 years building quality homes. This property is close to a golf course and easy access to the interstate. and the wooded area behind the home has abundant wildlife! Features a large kitchen with center island, quartz countertops, LVP flooring, plank wall and electric fireplace, barnwood doors,stainless appliances, and more. The floor plan has 3 bedrooms on the same level, large walk-in closet, main floor bedroom, office, and laundry. Fully sodded yard, anderson windows, and large 3 car garage. Basement ready to finish adding over 3000 finished sq ft, and a total of 6 bedrooms.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
2/10
Faribault Middle SchoolGrades 6-82.5 mi
4/10

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Age 8 Years or Less,Asphalt

Other

  • Builder name: RICK CASHIN CONSTRUCTION INC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s)

Basement

  • Has basement: Yes
  • Basement: Drain Tiled,Egress Window(s),Full,Concrete

Bedroom

  • Level: Upper
  • Area: 210
  • Dimensions: 15x14

Bedroom2

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedroom3

  • Level: Upper
  • Area: 117
  • Dimensions: 13x9

Bedroom4

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Features

  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,165

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,165
  • Total interior livable area: 2,165 sqft

Kitchen

  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Laundry

  • Level: Main
  • Area: 108
  • Dimensions: 12x9

Living Room

  • Level: Main
  • Area: 289
  • Dimensions: 17x17

Office

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1825327029
  • Zoning description: Residential-Single Family
  • Foundation area: 1269

Features

  • Levels: Modified Two Story
  • Stories: 2

Lot

  • Lot size: 8,755 sqft
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 108 x 81

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Strong Wind
Tornado
Cold Wave
Winter Weather
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters in Rice County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$348$4,176
Property Taxes $419$5,028
Electricity $182$2,191
Total$3,472$41,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,040/yr
40% on housing$104,160/yr
45% on housing$92,586/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 55021$157
Rice County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55021$154
Rice County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-02Listed for sale$524,900

New Construction

AgentDavid C. Campbell
BrokerageWeichert, REALTORS- Heartland

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