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12440 SW 96th St, Miami, FL, 33186

5beds
3baths
2,830sqft
$1,300,000
$459price/sqft
$9,728/moest. monthly cost
$389,120/yrincome needed

About This Home

Impeccable 5 bedroom, 3 bathroom home- New roof was placed in 2025, new solar panels allowing for minimal electricity bill, custom pergola, and double garage doors. Ready to move in! Schedule a showing today.

Getting Around

43
WalkingCar-Dependent
34
TransitSome Transit
34
BikeSomewhat Bikeable

Schools

7/10
Devon Aire K-8 CenterGrades PK-80.7 mi
9/10
Arvida Middle SchoolGrades 6-80.8 mi

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Other
  • Construction materials: Concrete Block Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Refrigerator,Oven,Washer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bar
  • Flooring: Other

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,240
  • Total interior livable area: 2,830 sqft

Property

Details

  • Parcel number: 3059010470010
  • Zoning: 0100

Features

  • Stories: 1
  • Entry location: First Floor Entry
  • Private pool: Yes
  • Pool features: In Ground,Pool Only
  • Patio & porch: Open Porch,Patio
  • Exterior features: Built-in Barbecue
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 10,114 sqft
  • Features: Less Than 1/4 Acre Lot

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Coastal Flooding
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance *$1,048$12,576
Property Taxes $1,823$21,876
Electricity $284$3,417
Total$9,728$116,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$333,531/yr
40% on housing$291,840/yr
45% on housing$259,413/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$459This listing

vs Other Active Listings

Avg $/sqft

ZIP 33186$278
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33186$355
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-06Listed for sale$1,300,000
2023-07-31Sold$949,000
2023-06-30Contingent$949,000
2023-06-25Listed for sale$949,000
2021-06-01Sold$633,000
2016-01-14Sold$420,000
2015-06-05Listing removed$465,000
2015-04-30Listed for sale$465,000

For Sale by Agent

AgentRicardo Rodriguez
BrokeragePower One Real Estate Services, Inc.

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