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40 Ellie Ct, Mayfield, KY, 42066

3beds
3baths
1,884sqft
$358,000
$190price/sqft
$2,479/moest. monthly cost
$99,160/yrincome needed

About This Home

New Construction Home Featuring A Thoughtfully Designed Open Floor Plan With 3 Bedrooms And 2.5 Bathrooms. The Spacious Living Area Flows Seamlessly Into The Kitchen And Dining Space, Creating An Ideal Layout For Everyday Living And Entertaining. The Kitchen Features Quartz Countertops With Soft-close Doors And Drawers. The Primary Suite Offers A Private Retreat With Double Vanities, A Tiled Walk-in Shower, A Large Soaking Tub, And An Oversized Walk-through Closet For Added Storage And Convenience. Enjoy Outdoor Living On The Covered Back Porch, Perfect For Relaxing Or Hosting Gatherings. Additional Features Include A 2-car Attached Garage, Concrete Driveway And Sidewalk, And Quality Finishes Throughout. Buyer To Verify Square Footage, Schools, And All Pertinent Information.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Symsonia Elementary SchoolGrades PK-611.0 mi
7/10
8/10
Graves County High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Dimensional Shingle
  • Construction materials: Frame,Dry Wall

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove,Electric Water Heater
  • Laundry features: Utility Room

Bathroom

  • Features: Double Vanity,Separate Shower,Walk-In Closet(s),Soaking Tub

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Attic: Crawl Space
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,884
  • Total interior livable area: 1,884 sqft

Property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Porch
  • Exterior features: Aggregate Walks

Lot

  • Lot size: 0.60 Acres
  • Features: County,Cul-De-Sac,Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete Drive
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High

How This Home’s Risks Compare

Earthquake
Ice Storm
Lightning
Strong Wind
Winter Weather
Cold Wave
Drought
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,810$21,720
Home Insurance *$342$4,104
Property Taxes $173$2,076
Electricity $154$1,850
Total$2,479$29,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,994/yr
40% on housing$74,370/yr
45% on housing$66,106/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 42066$120
Graves County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 42066$121
Graves County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$380,000
2026-03-03Listed for sale$395,000
2025-05-23Sold$30,000
2024-12-02Listed for sale$30,000

For Sale by Agent

AgentEric Crawford
BrokerageBenchmark Realty

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