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12984 SW 88th Ln #B104, Miami, FL, 33186

3beds
2baths
1,108sqft
$350,000
$316price/sqft
$2,654/moest. monthly cost
$106,160/yrincome needed

About This Home

Charming apartment located in the highly desirable Kendall area, with a warm and welcoming feel. Featuring a spacious and functional layout, generous closet space and large windows that fill the space with plenty of natural light. Enjoy a well-appointed kitchen, sleek appliances and comfortable living areas. Conveniently located near shopping, dining, and major highways for easy commuting.

Getting Around

80
WalkingVery Walkable
31
TransitSome Transit
42
BikeSomewhat Bikeable

Schools

10/10
Calusa Elementary SchoolGrades PK-50.6 mi
9/10
Arvida Middle SchoolGrades 6-81.2 mi
3/10

Construction

Condition

  • Year built: 1986

Materials

  • Construction materials: CBS Construction

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Electric Water Heater,Microwave,Electric Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen Island,Entrance Foyer,Walk-In Closet(s)
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,108
  • Total interior livable area: 1,108 sqft

Property

Details

  • Parcel number: 3059020320160
  • Attached to another structure: Yes

Features

  • Entry location: First Floor Entry,Foyer
  • Private pool: Yes
  • Pool features: Private Pool
  • Patio & porch: Patio
  • Exterior features: Other
  • Fencing: Privacy
  • Has view: Yes
  • View description: Garden

Parking

  • Parking features: 1 Space,Additional Spaces Available,Guest

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$282$3,384
Property Taxes $406$4,872
Electricity $197$2,366
Total$2,654$31,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,994/yr
40% on housing$79,620/yr
45% on housing$70,773/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$316This listing

vs Other Active Listings

Avg $/sqft

ZIP 33186$281
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33186$355
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$357,000
2022-11-21Sold$329,000
2022-10-10Pending sale$350,000
2022-09-01Listed for sale$350,000
2014-06-27Sold$162,000
2014-03-19Listed for sale$149,900
2014-03-14Sold$92,400
2001-06-20Sold$92,500
2000-12-12Sold$91,700
1998-11-30Sold$82,000

For Sale by Agent

AgentSheila Otano
BrokerageACE Florida Realty, LLC

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