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12922 SW 88th Ter #B-206, Miami, FL, 33186

2beds
2baths
921sqft
$312,000
$339price/sqft
$2,460/moest. monthly cost
$98,400/yrincome needed

About This Home

Prime location. condo for sale featuring 2-bedrooms 2-bathrooms plus a loft that can be used as an office, game room or small bedroom, spacious layout. close to expressways, shops and great schools. won't last.... For showing see brokers remarks

Getting Around

80
WalkingVery Walkable
31
TransitSome Transit
42
BikeSomewhat Bikeable

Schools

10/10
Calusa Elementary SchoolGrades PK-50.7 mi
9/10
Arvida Middle SchoolGrades 6-81.3 mi
3/10

Construction

Condition

  • Year built: 1987

Materials

  • Construction materials: CBS Construction

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Other
  • Common walls with other units/homes: Corner Unit

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 921
  • Total interior livable area: 921 sqft

Property

Details

  • Parcel number: 3059020350200
  • Attached to another structure: Yes

Features

  • Entry location: Second Floor Entry
  • Pool features: Association
  • Exterior features: Other,Balcony
  • Has view: Yes
  • View description: None

Parking

  • Parking features: 1 Space,Guest

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,577$18,924
Home Insurance *$251$3,012
Property Taxes $435$5,220
Electricity $197$2,366
Total$2,460$29,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,342/yr
40% on housing$73,800/yr
45% on housing$65,600/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$339This listing

vs Other Active Listings

Avg $/sqft

ZIP 33186$282
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33186$355
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$318,900
2026-03-26Listing removed$310,000
2025-12-06Price change$310,000
2025-11-13Listing removed$2,700
2025-09-05Listed for rent$2,700
2025-08-09Price change$339,900
2025-06-20Listed for sale$349,999
2025-06-06Listing removed$354,999
2025-04-26Price change$354,999
2024-11-24Listed for sale$359,999
2014-04-23Listing removed$174,900
2014-03-05Listed for sale$174,900
2012-03-09Sold$94,000
2011-11-16Sold$63,100
1997-02-19Sold$71,300
1996-07-12Sold$71,300

For Sale by Agent

AgentEtienne Carmenaty
BrokerageCarmenati Investment Group Corp

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