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14382 SW 97th Ter, Miami, FL, 33186

3beds
3baths
1,592sqft
$450,000
$283price/sqft
$3,285/moest. monthly cost
$131,400/yrincome needed

About This Home

Welcome to this beautifully maintained 3-bedroom, 2.5-bath townhouse located in the heart of Kendall! This move-in ready home offers a spacious and functional layout, abundant natural light, and pride of ownership throughout. The roof was replaced in 2021, providing peace of mind for years to come. Enjoy the benefits of a low HOA in an FHA-approved community, making this an excellent opportunity for both first-time homebuyers and investors. Nestled in a quiet, family-friendly neighborhood, residents enjoy community amenities including a pool, green spaces, and beautifully maintained common areas. Conveniently located near Claude Pepper Elementary, Hammocks Middle School, and Miami Sunset Senior High School. Just minutes from Kendall Drive (SW 88th St), the Florida Turnpike, Don Shula Expressway (SR-874), Miami Executive Airport, shopping centers, restaurants, supermarkets, parks, walking and biking trails, Miami-Dade College, Baptist Health facilities, libraries, and countless recreational amenities. A perfect combination of comfort, convenience, and location awaits!

Getting Around

50
WalkingSomewhat Walkable
37
TransitSome Transit
38
BikeSomewhat Bikeable

Schools

9/10
5/10
Hammocks Middle SchoolGrades 6-81.1 mi
3/10

Construction

Condition

  • Year built: 1988

Materials

  • Construction materials: CBS Construction

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Ice Maker,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Door features: High Impact Doors
  • Window features: Hurricane Shutters
  • Flooring: Ceramic Tile
  • Common walls with other units/homes: Corner Unit

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,656
  • Total interior livable area: 1,592 sqft

Property

Details

  • Parcel number: 3059030122610
  • Attached to another structure: Yes

Features

  • Entry location: First Floor Entry
  • Pool features: Association
  • Patio & porch: Awning(s)
  • Has view: Yes
  • View description: None

Parking

  • Parking features: 2 Or More Spaces,Assigned,Guest

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$362$4,344
Property Taxes $451$5,412
Electricity $197$2,366
Total$3,285$39,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,628/yr
40% on housing$98,550/yr
45% on housing$87,600/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 33186$281
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33186$355
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$450,000
2026-07-29Listed for sale$450,000
1999-08-12Sold$93,500

For Sale by Agent

AgentSandra Vargas-Salgado
BrokerageRealty One Group Evolution

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