319 Phillip Stone Way, Central City, KY, 42330
About This Home
2.3 acres zoned commercial/residential with 2400sqft 40x60x14 ALL STEEL, CLEAR SPAN, completely insulated building with a 14’x28’ 2 room apartment built overhead on one end. Water, power, and septic system is installed. Lot is 2.3 acres on high traffic Central City 431 bypass (Phillip Stone Way) and is approved for billboards which can generate additional income. Seller can construct billboards at additional cost.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2020
Materials
- Roof: Metal
Type & Style
- Home type: Unknown
Interior
Appliances
- Appliances included: Dryer,Microwave,Range / Oven,Refrigerator,Washer
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Softwood,Concrete
Heating & Cooling
- Heating features: Heat pump,Electric
- Cooling features: Central
Interior Area
- Total interior livable area: 2,400 sqft
Property
Features
- Exterior features: Metal
Lot
- Lot size: 2 Acres
Parking
- Parking features: Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Hail
- Strong Wind
- Winter Weather
- Cold Wave
- Drought
- Earthquake
- Heat Wave
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,208 | $14,496 |
| Home Insurance * | $276 | $3,312 |
| Property Taxes | $117 | $1,404 |
| Electricity | $189 | $2,274 |
| Total | $1,790 | $21,480 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-25 | Price change | $225,000 |
| 2026-01-19 | Listed for sale | $245,000 |
| 2025-12-27 | Listing removed | -- |
| 2025-09-28 | Listed for sale | $259,000 |
| 2025-04-20 | Listing removed | -- |
| 2025-01-21 | Price change | $269,000 |
| 2025-01-12 | Price change | $279,000 |
| 2024-12-03 | Listed for sale | $289,000 |
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