4350 Highway 223, Chester, MT, 59522
About This Home
Discover the possibilities with this unique 4.54 acre property just south of Chester, Montana and only minutes from Tiber Dam and Lake Elwell recreation. Featuring both a 2 bedroom, 2 bath home and a spacious 4 bedroom, 2 bath duplex, this property offers excellent flexibility for multi-generational living, rental income, guest accommodations, or a combination of personal use and investment potential. Enjoy wide-open space, peaceful country surroundings, and convenient access to fishing, boating, and outdoor recreation. Whether you’re looking for an income-producing property, homestead setup, or weekend retreat near the water, this property delivers opportunity and room to grow.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1914
Materials
- Foundation: Poured
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Range,Refrigerator
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
Heating
- Heating features: Forced Air,Propane
Interior Area
- Total interior livable area: 4,672 sqft
Property
Details
- Parcel number: 48421408104030000
- Zoning description: 8
- Special condition: Standard
Features
- Exterior features: Propane Tank - Leased
- Horses can be raised: Yes
Lot
- Lot size: 4.54 Acres
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Inland Flooding
- Drought
- Hail
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Liberty County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance | $212 | $2,544 |
| Property Taxes | $288 | $3,456 |
| Electricity | $320 | $3,849 |
| Total | $2,210 | $26,520 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $245,000 |
| 2026-05-15 | Price change | $275,000 |
| 2025-03-11 | Price change | $400,000 |
| 2025-01-07 | Price change | $415,000 |
| 2024-12-03 | Listed for sale | $425,000 |
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