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223 A C Smith Road, Roxobel, NC, 27872

3beds
2baths
1,504sqft
$269,900
$179price/sqft
$1,988/moest. monthly cost
$79,520/yrincome needed

About This Home

Welcome to 223 A C Smith Rd, nestled in the quaint town of Roxobel in Bertie County, NC! This beautiful new construction home is nearing completion and is expected to be move-in ready in just 30 days--perfect timing to secure your brand-new home without the long wait! Offering 1,504 heated square feet, this thoughtfully designed home features 3 bedrooms and 2 full bathrooms with a layout that combines comfort and functionality. Once inside, you will find stunning 9-foot ceilings throughout, complemented by a vaulted ceiling in the living room that creates a bright, open feel ideal for entertaining and enjoyment. The spacious primary suite is complete with a large walk-in closet, a beautiful bathroom featuring dual vanities with granite countertops, and a beautifully tiled shower with a glass door. The kitchen is finished with granite countertops, a ceramic tile backsplash, soft-close cabinetry, and will include stainless steel appliances--combining style and convenience in one space. Additional highlights include a two-car garage and a dedicated laundry room conveniently located just off the kitchen. Situated on a generous 0.57-acre lot, this property offers plenty of outdoor space to create your dream yard, garden, or entertaining area to enjoy. You don't want to miss the opportunity to own a brand-new home in a peaceful setting with modern finishes throughout!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
West Bertie ElementaryGrades PK-53.2 mi
2/10
Bertie MiddleGrades 6-818.5 mi
9/10
Bertie Early College HighGrades 9-1218.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Brick/Mortar
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-in Closet(s),Kitchen Island,Walk-In Closet(s)

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,504
  • Total interior livable area: 1,504 sqft

Property

Details

  • Parcel number: 5829067559
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Front Porch
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 1400 - 1599

Lot

  • Lot size: 0.57 Acres
  • Lot size dimensions: 127.85 x 200.13 x 120 x 199.79

Parking

  • Total spaces: 2
  • Parking features: Paved,Garage6
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Drought
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Bertie County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$285$3,420
Property Taxes $139$1,668
Electricity $200$2,405
Total$1,988$23,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,160/yr
40% on housing$59,640/yr
45% on housing$53,013/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 27872
Bertie County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 27872
Bertie County$82

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$275,000
2026-02-07Listing removed$275,000
2025-10-06Price change$275,000
2024-11-22Listed for sale$264,950

New Construction

AgentMorgan Ingram
BrokerageMossy Oak Properties Land and Farms

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