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10795 County Road 197 A Unit 105 #105, Nathrop, CO, 81236

1beds
2baths
600sqft
$248,000
$413price/sqft
$1,583/moest. monthly cost
$63,320/yrincome needed

About This Home

From the Seller: Fully Renovated since 2017, Lot 105 has Year-Round Mountain Home on an “Exceptionally Large Lot and is walking distance to the Lodge and private bridge that crosses the Arkansas river. Includes an Amish-made, 12 x 14 ft. shed and a sturdy ramp & steps at the front door. Lot 105’s water pipes are heat-taped for year-round water flow while the home has high-elevation-mountain insulation; same for the furnace (just 3-years old) and the full-size gas hot water heater. The 2nd smaller bathroom could be used as such or as additional storage. This home is partly open-concept to the dining-kitchen area on into (what I used as an office) but could easily be a 2nd or even 3rd bedroom. The living room is large living room has 2 huge windows with unobstructed mountain views year -round. For shopping, you’re only 8 miles S. of Buena Vista, 20 miles N. of Salida, 35 miles N.E. of Monarch Pass/Ski Resort, 17 miles E. of Colorado’s famous ghost town—St. Elmo, 8 miles E. of Mt. Princeton’s Hot Springs, and 300 feet from Chateau Chaparral’s private bridge that takes you across the Arkansas river into Browns Canyon or down to the river to catch a Trout for your supper. Nathrop is paradise here in Colorado’s high-country—100 miles W. of Colorado Springs and Pueblo and 140-miles SW of Denver—Chateau Chaparral, surrounded by 14,000 ft. peaks houses about 70 families year-round in this 306-Lot subdivision (NOT a trailer park). YOU OWN THE LAND. The HOA provides for snow removal, sewer, garbage, water, and access to the Lodge, which includes laundry, exercise equipment, a library and occasional gatherings to get to know your neighbors and while you’re not totally alone here, you still have privacy. Welcome home! All information contained herein should be verified by Buyer afterBuyer contracts to purchase the property. The Seller may be willing to Owner carry with acceptable terms.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
7/10
Buena Vista High SchoolGrades 9-127.2 mi

Construction

Condition

  • Year built: 1984

Materials

  • Roof: Other
  • Construction materials: Other

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Oven,Refrigerator

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Finished area above ground: 600

Heating & Cooling

  • Heating features: Propane
  • Cooling features: None

Interior Area

  • Total structure area: 600
  • Total interior livable area: 600 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: R342113300353
  • Special condition: Standard
  • Exclusions: Seller's Personal Property

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 2,613 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Avalanche
    AvalancheRelatively High
  • Landslide
    LandslideRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Avalanche
Landslide
Hail
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,254$15,048
Home Insurance *$84$1,008
Property Taxes $59$708
Electricity $186$2,232
Total$1,583$18,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,274/yr
40% on housing$47,490/yr
45% on housing$42,213/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.7%
17.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.8%
10.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$413This listing

vs Other Active Listings

Avg $/sqft

ZIP 81236$335
Chaffee County$339

vs Homes Sold Last Month

Median $/sqft

ZIP 81236—
Chaffee County$350

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Listed for sale$248,000

For Sale by Agent

AgentAustina Campbell
BrokerageColdwell Banker Collegiate Peaks Realty

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