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15602 SW 109th Ter, Miami, FL, 33196

4beds
3baths
2,222sqft
$775,000
$349price/sqft
$5,739/moest. monthly cost
$229,560/yrincome needed

About This Home

Discover this spacious single-family home located in the highly desirable community of The Hammocks in West Kendall. This well-designed home offers plenty of room to grow. Featuring 4 bedrooms, 2 ½ bathrooms, a 2-car garage, and an inside laundry room. The open, comfortable layout provides a generous living space, perfect for families and entertaining. Enjoy a private backyard with ample room for gatherings and outdoor activities, with a sparkling pool creating your personal retreat. The Hammocks is a sought-after community known for its beautiful surroundings, family-friendly atmosphere, excellent schools, and convenient access to shopping, dining, parks, and major roadways. This wonderful opportunity to enjoy the best of West Kendall living in a welcoming neighborhood.

Getting Around

19
WalkingCar-Dependent
30
TransitSome Transit
35
BikeSomewhat Bikeable

Schools

5/10
Hammocks Middle SchoolGrades 6-80.7 mi
5/10

Construction

Condition

  • Year built: 1991

Materials

  • Roof: Shingle
  • Construction materials: CBS Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave
  • Laundry features: Washer/Dryer Hook-Up

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Closet Cabinetry
  • Flooring: Ceramic Tile,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,074
  • Total interior livable area: 2,222 sqft

Property

Details

  • Parcel number: 3059090300020
  • Zoning: 3700

Features

  • Stories: 2
  • Entry location: First Floor Entry
  • Private pool: Yes
  • Pool features: Other,Pool Only
  • Exterior features: Barbecue,Lighting
  • Fencing: Fenced
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 6,000 sqft
  • Features: Less Than 1/4 Acre Lot

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Heat Wave
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$515$6,180
Property Taxes $1,083$12,996
Electricity $223$2,683
Total$5,739$68,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,765/yr
40% on housing$172,170/yr
45% on housing$153,040/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$349This listing

vs Other Active Listings

Avg $/sqft

ZIP 33196$339
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33196$335
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$756,000
2026-06-29Listed for sale$775,000
2026-03-02Listing removed$770,000
2025-12-15Price change$770,000
2025-10-23Price change$777,500
2025-09-22Listed for sale$785,000
2022-09-30Sold$569,000
2022-08-22Pending sale$579,000
2022-08-19Price change$579,000
2022-07-26Price change$589,000
2022-07-06Price change$599,000
2022-06-16Price change$609,000
2022-06-14Price change$619,000
2022-06-08Listed for sale$639,000
2020-07-16Sold$385,000
2020-04-22Listed for sale$380,000
2019-11-27Pending sale$380,000
2019-11-15Listed for sale$380,000
2019-11-07Pending sale$380,000
2019-10-22Listed for sale$380,000

For Sale by Agent

AgentElena Kemper
BrokerageBHHS EWM Realty

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