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2 Maple At Bella Terra, Arnold, MO, 63010

2beds
2baths
1,579sqft
$341,900
$217price/sqft
$2,335/moest. monthly cost
$93,400/yrincome needed

About This Home

Pre-Construction. To Be Built Home ready to personalize into your dream home! BASE PRICE and PHOTOS are for 2BR, 2BA Maple Ranch. Pricing will vary depending on various interior/exterior selections. This beautiful home features a large great room with available vaulted ceilings and gas fireplace. Spacious dining area and open kitchen with optional center island & breakfast bar. The master suite includes a large walk-in closet private bathroom. This floor plan can have 2-3 total bedrooms, with a full hall bath included. Two car garage, main floor laundry room, and much more! Personal selections include bay windows, luxury master bath, and great room extension. Enjoy peace of mind with McBride Homes’ 10 year builders warranty and incredible customer service. Nestled in Imperial, MO, Bella Terra caters to all lifestyles and provides easy access to local conveniences, making it a prime location for modern living. Display photos shown.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

9/10
6/10
Fox Middle SchoolGrades 6-80.8 mi
5/10
Fox Sr. High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes

Materials

  • Construction materials: Frame,Vinyl Siding

Other

  • Builder name: Mcbride Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Concrete

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Walk-In Closet(s),Breakfast Bar,Pantry,Double Vanity
  • Finished area above ground: 1,579

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,579
  • Total interior livable area: 1,579 sqft

Property

Details

  • Special condition: Standard

Features

  • Levels: One

Lot

  • Features: Other
  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Earthquake
Hail
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,728$20,736
Home Insurance *$239$2,868
Property Taxes $227$2,724
Electricity $141$1,693
Total$2,335$28,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,057/yr
40% on housing$70,050/yr
45% on housing$62,266/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 63010$144
Jefferson County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63010$176
Jefferson County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$340,900
2026-03-31Price change$338,900
2026-03-17Listed for sale$331,900
2025-12-07Listing removed$331,900
2025-12-02Price change$331,900
2025-08-26Price change$323,900
2025-06-06Price change$321,900
2025-03-17Price change$331,900
2025-03-06Price change$326,900
2025-01-25Price change$321,900
2025-01-16Price change$311,900
2024-12-06Listed for sale$309,900

New Construction

AgentPamela Chyba
BrokerageListWithFreedom.com Inc

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