




2 Royal Ii At Bella Terra, Arnold, MO, 63010
About This Home
Pre-Construction. To Be Built Home ready to personalize into your dream home! BASE PRICE and PHOTOS are for 4BR, 2.5BA Royal II Two Story. Pricing will vary depending on interior/exterior selections. This flexible two story home offers plenty of living space! The main floor is great for entertaining, w/a kitchen that opens to the breakfast room & family room, plus a formal dining room for additional space. Second floor features the master suite w/private bath & 3 secondary bedrooms w/hall bath. Additional selections include luxury kitchen or a luxury master bath. The Royal II includes 2 car garage, main floor laundry, & more! Additional personal selections may include bay windows, fireplace, or great room window wall. Enjoy peace of mind with McBride Homes’ 10 year builders warranty & incredible customer service. Nestled in Imperial, MO, Bella Terra caters to all lifestyles & provides easy access to top-rated schools and local conveniences, making it a prime location for modern living.
Getting Around
Schools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
Materials
- Construction materials: Frame,Vinyl Siding
Other
- Builder name: Mcbride Homes
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional,Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Has basement: Yes
- Basement: Full,Concrete
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Separate Dining,Breakfast Room
- Window features: Bay Window(s)
- Number of fireplaces: 1
- Fireplace features: Electric
- Fireplace: Yes
- Finished area above ground: 2,001
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,001
- Total interior livable area: 2,001 sqft
Property
Details
- Special condition: Standard
Features
- Levels: Two
Lot
- Features: Other
- Lot size dimensions: 0
Parking
- Total spaces: 2
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,845 | $22,140 |
| Home Insurance * | $256 | $3,072 |
| Property Taxes | $243 | $2,916 |
| Electricity | $152 | $1,833 |
| Total | $2,496 | $29,952 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $363,900 |
| 2026-03-31 | Price change | $361,900 |
| 2026-03-17 | Listed for sale | $354,900 |
| 2025-12-07 | Listing removed | $354,900 |
| 2025-12-02 | Price change | $354,900 |
| 2025-08-26 | Price change | $346,900 |
| 2025-06-06 | Price change | $344,900 |
| 2025-03-17 | Price change | $354,900 |
| 2025-02-13 | Price change | $349,900 |
| 2025-01-25 | Price change | $344,900 |
| 2025-01-16 | Price change | $334,900 |
| 2024-12-06 | Listed for sale | $330,900 |
